Define a comprehensive healthcare system that treats healthcare as a guaranteed right, not a privilege—ensuring universal access to medically necessary care while protecting patients from denial, delay, fragmentation, an
Define a comprehensive healthcare system that treats healthcare as a guaranteed right, not a privilege—ensuring universal access to medically necessary care while protecting patients from denial, delay, fragmentation, and extractive insurance practices. This pillar establishes the structural, coverage, operational, and transition-state standards required to move toward single-payer universal healthcare while immediately improving care quality, access, and affordability.
Healthcare must be treated as a guaranteed right, not a privilege. Every person in the United States—citizen and long-term resident alike—must have access to comprehensive, medically necessary care without financial barriers, geographic restrictions, or administrative denials that undermine health outcomes. Coverage decisions must be grounded in evidence-based medicine, free from political interference, and designed to prioritize patient health over cost reduction or commercial interests.
The U.S. healthcare system is broken by design. Millions lack coverage or face inadequate insurance that denies, delays, or restricts necessary care through labyrinthine prior authorization systems, narrow networks, high deductibles, and opaque denial processes. Insurance companies prioritize profit over patient outcomes, using automated systems and procedural traps to avoid payment. Mental healthcare is systematically under-covered despite legal parity requirements. Drug pricing is unregulated, leading to life-threatening shortages and unaffordable medications. Rural and underserved communities face severe access gaps. Reproductive healthcare, including abortion and contraception, is under constant political attack. Emergency care bankrupts families. The system is fragmented, inequitable, and dangerous.
This pillar solves these problems by establishing:
### Universal Coverage and Transition Protections The long-term goal is single-payer universal healthcare with a single plan for all, eliminating tiered coverage and insurance fragmentation (HLT-COV-001 through HLT-COV-003). Until this is achieved, transition-state protections require aggressive regulation of existing coverage systems to prevent denial, delay, and extractive practices (HLT-TRN-001, HLT-TRN-002). Transition reforms must improve care immediately without weakening or delaying the universal care goal. Coverage is extended to citizens and long-term residents, with residency requirements for elective care and exceptions for severe conditions (HLT-ACC-001 through HLT-ACC-003). This ensures universal access while managing system capacity during implementation.
Coverage systems must include a broad mandatory floor of medically necessary care including preventive, acute, chronic, reproductive, mental, and disability-related care (HLT-COV-022). Coverage rules must be written in clear language and interpreted in favor of access where a
Prior authorization requirements must be strictly limited to categories with clear evidence of necessity and cannot be used indiscriminately across routine care (HLT-PAU-001). Prior authorization systems must be transparent, clinically justified, and easy to navigate (HLT-PAU
Drug coverage systems must include broad access to medically necessary prescriptions and cannot use formularies as hidden denial systems (HLT-RX-001). Patients must have fast and meaningful exception pathways when formulary restrictions conflict with individualized medical need (
Mental healthcare must be included (HLT-MHC-001) with full parity: coverage systems cannot impose narrower networks, harsher utilization controls, or lower practical access for mental healthcare than for physical healthcare (HLT-COV-030). Coverage must include talk therapy, psych
Health plans must maintain adequate networks for all covered services including specialty care, mental healthcare, emergency care, and chronic-condition management (HLT-NET-001). Health plan networks must function nationally rather than trapping people in narrow regional
Emergency care must be free for all (HLT-EMS-001), including ambulance services and follow-up care (HLT-EMS-002). This eliminates one of the most common sources of catastrophic medical debt.
Coverage systems must include comprehensive reproductive care—abortion, contraception, gender-affirming care, and protection against forced or non-consensual surgeries for intersex babies. Reproductive healthcare is explicitly included in the mandatory floor of medically necessar
Public healthcare and research policy must increase funding for neglected conditions, medications, and treatment gaps that lack commercial incentives but have significant public-health impact (HLT-RSR-001). Research priorities should include stigmatized or less commercially a
National rehabilitation standards must require evidence-based treatment (HLT-REB-002) and ban abusive rehab practices (HLT-REB-003). Rehabilitation systems must be transparent (HLT-REB-004), accessible (HLT-REB-005), and subject to oversight and audits (HLT-REB-006). Voluntary tr
Coverage entities must publicly report denial rates, appeal outcomes, prior authorization burden, network adequacy failures, and major access complaints in standardized formats (HLT-OVR-001). Healthcare oversight bodies must have authority to investigate systemic denial, dela
Healthcare reform touches AI-driven medicine, worker rights, immigrant access, reproductive autonomy, and requires progressive tax financing.
The healthcare pillar is structured around 326 positions across 45 family codes, organized to address every layer of the healthcare system—from high-level structural design to granular operational safeguards. This comprehensive framework reflects the reality that piecemeal reform is insufficient: meaningful healthcare justice requires addressing coverage mandates, denial processes, AI systems, drug access, mental health, network adequacy, cost-sharing, employer obligations, emergency services, appeals, transparency, research priorities, right-to-try access, scientific research independence, and transition-state protections simultaneously.
The 45 family codes group positions into logical reform areas:
Two of the largest family groups—AI (32 positions) and MHC (47 positions)—reflect the critical importance of protecting patients from emerging risks posed by automated systems and ensuring mental health parity.
AI in Healthcare is treated as a high-risk domain requiring strict regulation. The framework establishes that AI systems may support but never replace licensed medical professionals in diagnosis, treatment decisions, or patient care. Critically, AI may not be used to deny, restrict, or limit medically necessary care—any denial decision must be made directly and independently by a qualified human reviewer exercising independent clinical judgment. AI systems cannot serve as the primary basis for denials, and absence of AI approval cannot be used to justify denial. This prevents insurers from using "AI didn't flag it" as a procedural trap.
AI systems must meet strong evidence standards for safety, efficacy, and bias before deployment, with continuous monitoring for errors and adverse outcomes. Patients have the right to receive care from human providers and must be informed when AI is used in their care, with opt-out rights where feasible. Healthcare data used by AI cannot be repurposed for advertising, profiling, or commercial exploitation. Training data must meet strict ethical and consent standards, with safeguards against re-identification. AI systems must fail safely and defer to human providers when uncertain.
Mental Health Care protections are even more extensive, recognizing the unique vulnerabilities and historical under-coverage of mental health services. Mental healthcare must be included on full parity with physical healthcare, covering talk therapy, psychiatric care, crisis services, and medically appropriate longer-term treatment. Insurers cannot impose narrower networks, harsher utilization controls, or lower practical access for mental health than for physical health.
The mental health AI rules address the specific dangers of AI systems in psychiatric and emotional care contexts. AI may not replace licensed clinicians in diagnosis, crisis assessment, or involuntary treatment decisions. AI cannot serve as the sole decision-maker in suicide risk assessment or emergency mental health response. AI systems marketed for mental health support cannot deceptively present themselves as human therapists or cultivate emotional dependency. Special protections are required for minors, with outright bans on conversational AI for children under 8 years old and graduated age-based restrictions for older minors.
Mental health AI data is treated as highly sensitive and cannot be sold, shared for advertising, or used by employers, insurers, schools, or landlords to deny opportunity. AI systems may not be used coercively in schools, workplaces, prisons, or public benefits systems without strict legal safeguards. Where mental health AI is deployed, it must include clear escalation pathways to human crisis resources and may not provide false reassurance or simulate certainty beyond validated capability.
Every rule in this pillar, organized by policy area. Active rules are current platform commitments. Partial rules are in development. Proposed rules are planned for future inclusion.
HLTH-ACCS-0001
Proposed
Coverage for citizens and long-term residents
Health coverage would be guaranteed to all U.S. citizens and people who have lived here long-term. Residency status alone would not be grounds for denying care.
HLTH-ACCS-0002
Proposed
Residency requirement for elective care
Planned, non-urgent procedures would be available only to people who live in the country. Emergency care would remain available to everyone regardless of where they live.
HLTH-ACCS-0003
Proposed
Exception for severe conditions
People with severe or life-threatening conditions would receive full coverage for necessary care even if they do not meet ordinary residency requirements.
HLTH-AINL-0001
Proposed
High-risk AI classification
AI tools used in healthcare would be treated as high-risk technology, meaning they would have to meet strict safety and accountability standards before being used with patients.
AI systems in healthcare must be treated as high-risk systems requiring strict standards for safety efficacy accountability and patient protection
HLTH-AINL-0002
Proposed
AI as support, not replacement
AI can help doctors, but it cannot replace them. Licensed medical professionals must remain in charge of diagnosing patients and deciding on treatment.
AI systems may support but not replace licensed medical professionals in diagnosis treatment decisions or patient care where such care is medically required
HLTH-AINL-0003
Proposed
Clinical decision support limits
AI can help a doctor think through options, but cannot make the final call. Any AI used in clinical settings must support—not replace—a physician's own judgment.
AI systems may be used for clinical decision support only where they assist rather than substitute for physician judgment
HLTH-AINL-0004
Proposed
Evidence standards before deployment
Before an AI tool can be used with real patients, it must have solid proof that it is safe, works as claimed, and does not treat some patient groups less fairly than others.
AI systems must meet strong evidence standards for safety efficacy and bias before being used in clinical settings
HLTH-AINL-0005
Proposed
Continuous monitoring requirement
Once deployed, AI systems in healthcare must be continuously watched for errors, bias, and harmful outcomes—not just tested once before launch.
Deployed healthcare AI systems must be continuously monitored for errors bias and adverse outcomes
HLTH-AINL-0006
Proposed
No independent diagnosis or prescription
AI cannot independently diagnose a patient or prescribe treatment on its own. A qualified human must always be in the loop and accountable for those decisions.
AI systems may not independently diagnose or prescribe treatment without qualified human oversight and accountability
HLTH-AINL-0007
Updated
AI may not deny care
An insurer's AI system cannot be used to deny, restrict, or cut off medically necessary care. Any denial must be made by an independent human reviewer, not an algorithm.
AI systems may not be used to deny restrict or limit medically necessary care; any decision that would result in denial must be made directly and independently by a qualified human reviewer
HLTH-AINL-0008
Proposed
Independent clinical judgment required
When a human reviewer is required to check an AI decision, they must genuinely think it through themselves—they cannot simply rubber-stamp whatever the AI recommended.
Human reviewers must exercise independent clinical judgment and may not rely solely on AI-generated recommendations when making decisions that affect access to care
HLTH-AINL-0009
Proposed
AI for approval only, not denial
AI can be used to speed up approvals for care, but it cannot be the primary reason care is denied. Denials still require independent human clinical review.
AI systems may be used to assist or expedite approval of care but may not be used as the primary basis for denial restriction or reduction of care
HLTH-AINL-0010
Proposed
Prior human review for denials
A human reviewer must look at a case before any care is denied—decisions cannot be delegated to an appeal process after the fact.
Human review must occur prior to any denial decision and may not be deferred to post-decision appeal processes
HLTH-AINL-0011
Proposed
Absence of AI approval not grounds for denial
Insurers cannot use the fact that an AI system did not flag or recommend a treatment as a basis for denying it.
Absence of AI approval or recommendation may not be used as evidence justification or implicit basis for denial restriction or limitation of care
HLTH-AINL-0012
Proposed
Independent evaluation required for denials
Every denial of care must be based on an independent clinical evaluation, not just the absence of AI support or an algorithm's output.
All denial decisions must be based on independent clinical evaluation and evidence and may not rely on absence of AI support or AI-generated prioritization
HLTH-AINL-0013
Proposed
No systemic bias from AI prioritization
AI systems that help process care requests must be monitored to ensure they are not systematically making it harder for certain groups of patients to get approved.
AI systems used to assist approvals must not create systemic bias in review processes that increases likelihood of denial for cases not flagged or prioritized by AI
HLTH-AINL-0014
Proposed
Equal human consideration for non-AI-flagged cases
Care requests that an AI did not highlight must still receive timely human review—patients should not be deprioritized just because an algorithm did not flag their case.
Case review systems must ensure that requests not prioritized or flagged by AI receive equal and timely human consideration
HLTH-AINL-0015
Proposed
No opaque triage decisions
AI systems that sort and prioritize care requests must be explainable and subject to oversight—black-box triage that affects patient care is not allowed.
AI systems may not make opaque triage or prioritization decisions that materially affect access to care without explainability and oversight
HLTH-AINL-0016
Updated
AI may not prioritize cost over outcomes
Insurers cannot use AI systems to cut costs by overriding what patients' doctors say they need. Saving money cannot take priority over patient health outcomes.
Coverage decision-making entities must not use AI systems to prioritize cost reduction over patient health outcomes or to override licensed clinical judgment
HLTH-AINL-0017
Proposed
Access to explanations and appeals
When an AI system influences a coverage decision, patients and their doctors have the right to a clear explanation of how that decision was made and the ability to appeal it.
Patients and providers must have access to explanations and appeal processes for AI-influenced coverage decisions
HLTH-AINL-0018
Proposed
Right to human care
Patients have the right to receive care from a qualified human provider and cannot be forced to use AI-only care pathways as their only option.
Patients have the right to receive care from qualified human providers and may not be forced into AI-only care pathways
HLTH-AINL-0019
Proposed
Informed consent and opt-out
Patients must be told when AI is being used in their care and must be able to opt out where that is feasible.
Patients must be informed when AI systems are used in their care and must be able to opt out where feasible
HLTH-AINL-0020
Proposed
Strict data protections
Healthcare data used by AI systems must be treated as highly sensitive and protected with strict safeguards against misuse, sharing, or unauthorized access.
Healthcare data used by AI systems must be treated as highly sensitive with strict protections against misuse or unauthorized access
HLTH-AINL-0021
Proposed
No commercial data exploitation
A patient's healthcare data cannot be used by AI systems for advertising, commercial profiling, or any purpose unrelated to their care.
Healthcare data may not be used for advertising profiling or unrelated commercial purposes
HLTH-AINL-0022
Proposed
Training data ethical standards
The data used to train AI healthcare tools must have been collected legally, ethically, and with proper consent from patients.
Training data for healthcare AI must meet strict ethical legal and consent standards including safeguards against re-identification
HLTH-AINL-0023
Proposed
Fail-safe design
If an AI healthcare system is uncertain or encounters a situation outside its training, it must fail safely and hand off to a qualified human provider rather than improvising.
Healthcare AI systems must fail safely and defer to human providers when uncertain or operating outside validated scope
HLTH-AINL-0024
Proposed
No unwarranted certainty
AI tools used in clinical settings must not present their outputs as more certain than they actually are, since false confidence can lead to serious medical errors.
AI systems may not present outputs with unwarranted certainty in clinical contexts where uncertainty materially affects outcomes
HLTH-AINL-0025
Proposed
Bias evaluation and mitigation
AI systems used in healthcare must be regularly tested to ensure they do not perform worse for patients based on race, gender, income, or other characteristics.
Healthcare AI systems must be evaluated and mitigated for bias across race gender socioeconomic status and other protected characteristics
HLTH-AINL-0026
Proposed
No disparity worsening
Healthcare AI cannot be deployed in ways that make existing gaps in access or quality worse for underserved communities.
AI deployment must not worsen disparities in healthcare access or outcomes
HLTH-AINL-0027
Proposed
AI for research acceleration
AI can be used to accelerate medical research and drug development, as long as it meets the same safety, transparency, and ethics standards applied to traditional research.
AI may be used to accelerate medical research and drug development provided it meets safety transparency and ethical standards
HLTH-AINL-0028
Proposed
Research funding for neglected conditions
Federal research funding would be directed toward conditions and treatments that have been historically overlooked or underfunded relative to how many people they affect.
Increase funding for research into under-studied conditions treatments and medications including diseases that are historically neglected or lack commercial incentives
HLTH-AINL-0029
Proposed
Priority for underfunded diseases
Government research priorities must include common but underfunded diseases—not just conditions that attract the most commercial investment.
Public funding priorities must include diseases and conditions that are prevalent but underfunded including sexually transmitted infections chronic conditions and non-commercial research areas
HLTH-AINL-0030
Proposed
Science-based AI policy
Rules about which AI tools are allowed in healthcare must be based on transparent, evidence-based science, free from commercial or political pressure.
Healthcare AI policy and approvals must be grounded in transparent evidence-based science and protected from political ideological or commercial distortion
HLTH-AINL-0031
Proposed
Safe AI integration
AI must be brought into healthcare systems in ways that maintain safety, clear accountability, and continuity of care for patients.
AI systems must be integrated into healthcare systems in ways that preserve safety accountability and continuity of care
HLTH-AINL-0032
Proposed
Interoperability with privacy protections
Healthcare AI systems should be designed to share data across systems in ways that are useful for patients, while fully protecting privacy and security.
Healthcare AI systems should support interoperability and data portability without compromising privacy or security
HLTH-APLS-0001
Proposed
Fast, meaningful, independent appeals
When a patient's coverage is denied or a service is refused, they and their doctor must have access to a fast, meaningful, and genuinely independent appeal process.
Patients and providers must have access to fast meaningful and independent appeal processes for adverse coverage or service decisions
HLTH-APLS-0002
Proposed
Urgent appeal timelines
If a delay in coverage could harm or worsen a patient's condition, the appeal must be resolved fast enough to prevent that harm—urgency must be factored into the timeline.
Appeals involving urgent medically necessary treatment must be resolved on timelines that prevent avoidable deterioration injury or death
HLTH-APLS-0003
Proposed
Independent external review
An independent reviewer—not someone connected to the insurer that issued the denial—must be available to review disputed coverage decisions.
Independent external review must be available for contested denials and may not be controlled by the same entity that issued the denial
HLTH-APLS-0004
Proposed
Pattern review and penalties
When an appeal is won, the insurer must examine the pattern of similar denials, and face penalties if the same unjustified denial is happening repeatedly.
Successful appeals should trigger review of the underlying denial patterns and potential penalties for repeated wrongful denials
HLTH-COVR-0001
Proposed
Ban tiered healthcare coverage
There would be one standard of healthcare coverage for everyone—no tiered system where wealthier people get access to better care.
HLTH-COVR-0002
Proposed
Single plan for all
Everyone would be enrolled in the same health plan, eliminating the complexity of multiple competing insurance options with different levels of coverage.
HLTH-COVR-0003
Proposed
Single payer healthcare
The government would take over health insurance through a single national plan, ending the private insurance system for covered services.
HLTH-COVR-0004
Proposed
Tighter denial limits
Stricter rules would cap how often and why insurers can say no to coverage or services, making it harder for insurance companies to deny necessary care.
Establish tighter overall rules limiting denial of healthcare coverage or service
HLTH-COVR-0005
Proposed
Overhaul insurance to reduce denials
While the country moves toward universal healthcare, the insurance system would be overhauled to reduce the frequency of denials, delays, and gaps that leave people without covered care.
Until universal healthcare is implemented overhaul health insurance to reduce denials delays and gaps in coverage
HLTH-COVR-0006
Proposed
Faster coverage decision timelines
Insurers would be required to make coverage and prior authorization decisions within set time limits, so patients are not left waiting indefinitely for decisions.
Require faster timelines for healthcare coverage decisions and prior authorization determinations
HLTH-COVR-0007
Proposed
Expedited appeal processes
When coverage is denied, the appeals process would be fast enough to prevent patients from going without care while waiting for a decision.
Require expedited appeal processes for denials of healthcare coverage or service
HLTH-COVR-0008
Proposed
Increase required coverage
Insurers would be required to cover more medicines, procedures, and treatments that are medically necessary, reducing the number of things patients must pay for out of pocket.
Increase required coverage of medicines procedures and medically necessary treatments
HLTH-COVR-0009
Proposed
Protect pre-existing condition bans
Insurance companies could not refuse to cover someone because of a health condition they already had—these protections would be permanent and harder to roll back.
Protect and strengthen bans on denial of coverage based on pre-existing conditions
HLTH-COVR-0010
Proposed
Expand coverage for under-covered conditions
Coverage requirements would expand to include conditions that have historically been ignored or underfunded by insurers, such as obesity and related care.
Expand required coverage for conditions that are often under-covered including obesity
HLTH-COVR-0011
Proposed
Require mental healthcare coverage
Health plans would be required to cover mental health treatment, including talk therapy, on equal terms with physical healthcare.
Require coverage of mental healthcare including talk therapy
HLTH-COVR-0012
Proposed
Psychedelic therapy coverage
Where the evidence supports it and the law allows it, coverage would include psychedelic-assisted therapy administered under appropriate medical supervision.
Require coverage of psychedelic therapy where medically appropriate and supported by evidence and law
HLTH-COVR-0013
Proposed
Nationwide in-network care
Health plan networks would work everywhere in the country, not just in the region where someone enrolled—patients could see doctors in any state without penalty.
Require health plans to provide nationwide in-network care rather than only regional networks
HLTH-COVR-0014
Proposed
Expand HSA-style tools
Health savings accounts (HSAs) and similar spending tools would be available to everyone, not just people enrolled in high-deductible insurance plans.
Expand HSA-style health spending cards or equivalent healthcare spending access tools to everyone rather than limiting them to high-deductible plans
HLTH-COVR-0015
Proposed
Ban high-deductible-only plans
Employers could not meet their coverage obligations by offering only high-deductible health plans, which shift large costs onto employees before insurance kicks in.
Ban employers from offering only high-deductible health insurance plans
HLTH-COVR-0016
Proposed
Employers pay all premiums
Employers would be required to pay the full cost of employees' health insurance premiums, with defined exceptions and support for small businesses.
Require employers to pay all health insurance premiums subject to defined exceptions carveouts and subsidies for small businesses
HLTH-COVR-0017
Proposed
Fair coverage processes
Coverage or services could not be denied, restricted, or delayed except through a fair, transparent process based on real medical evidence and individual circumstances.
Healthcare coverage or service may not be denied restricted or delayed except through fair transparent timely and medically grounded review processes
HLTH-COVR-0018
Proposed
Clear standards for denials
Every denial of coverage must be based on clear medical standards applied to the individual patient's situation—blanket exclusions and automated denials would not be enough.
Any adverse coverage decision must be based on clear medical standards and individualized review rather than blanket exclusions automated inference or procedural traps
HLTH-COVR-0019
Proposed
Public reporting of denial rates
Insurers would be required to publicly report how often they deny claims, what those patterns look like, and how often denials are reversed on appeal.
Denial rates delay patterns and reversal rates must be publicly reported and subject to oversight and enforcement
HLTH-COVR-0020
Proposed
Penalties for repeated unjustified denials
Insurers that repeatedly deny medically necessary care without justification would face penalties, corrective action requirements, and potentially lose the ability to participate in public programs.
Repeated unjustified denial or delay of medically necessary care must trigger penalties corrective action and possible loss of plan participation authority
HLTH-COVR-0021
Proposed
Mandatory care floor
All coverage systems would be required to cover a broad floor of essential care—preventive, acute, chronic, reproductive, mental health, and disability-related services.
Coverage systems must include a broad mandatory floor of medically necessary care including preventive acute chronic reproductive mental and disability-related care
HLTH-COVR-0022
Proposed
No vague exclusions
Coverage exclusions would have to be written precisely—vague language that effectively blocks necessary care would not be allowed.
Coverage exclusions may not be written so broadly or vaguely that they undermine the practical availability of necessary care
HLTH-COVR-0023
Proposed
Clear language and pro-access interpretation
Coverage rules would be written in clear language, and whenever the meaning is unclear, it would be interpreted in favor of the patient getting care.
Coverage rules must be written in clear language and interpreted in favor of access where ambiguity exists in medically necessary care
HLTH-COVR-0024
Proposed
Evidence-based coverage inclusion
Coverage systems would be required to include treatments, medications, and diagnostics that are supported by evidence and appropriate for a patient's individual situation.
Coverage systems must include medicines procedures therapies and diagnostics that are supported by evidence and medically appropriate for the individual patient
HLTH-COVR-0025
Proposed
Permanent pre-existing condition protections
Protections against being denied coverage for pre-existing conditions would be made permanent and explicitly resistant to being weakened or removed.
Protections against denial or exclusion based on pre-existing conditions must be permanent explicit and difficult to weaken or roll back
HLTH-COVR-0026
Proposed
No indirect pre-existing condition exclusion
Insurance companies could not find workarounds to discriminate against people with pre-existing conditions through pricing, network design, or other indirect tactics.
Coverage systems must not use pre-existing-condition logic indirectly through pricing network design utilization controls or exclusionary administration
HLTH-COVR-0027
Proposed
Expand historically under-covered conditions
Required coverage would expand to include conditions historically denied or stigmatized by insurers, such as obesity, chronic pain, and sexually transmitted infections.
Coverage requirements must be expanded for conditions that have historically been under-covered or stigmatized including obesity chronic pain sexually transmitted infections and other neglected areas
HLTH-COVR-0028
Proposed
Mental health parity
Mental healthcare—including therapy, psychiatric care, crisis services, and longer-term treatment—would be covered on equal terms with physical healthcare.
Coverage systems must include mental healthcare on parity with physical healthcare including talk therapy psychiatric care crisis services and medically appropriate longer-term treatment
HLTH-COVR-0029
Proposed
No mental health access discrimination
Insurers could not make mental healthcare harder to access than physical healthcare through narrower networks, stricter utilization controls, or other tactics.
Coverage systems may not impose narrower networks harsher utilization controls or lower practical access for mental healthcare than for physical healthcare
HLTH-COVR-0030
Proposed
Emerging evidence-based therapies
Where evidence and law support it, coverage would include therapies like psychedelic-assisted treatment under proper medical supervision.
Where evidence and law support it coverage systems should include therapies such as psychedelic-assisted treatment under appropriate medical supervision
HLTH-COVR-0031
Proposed
Preventative care coverage mandate
All health plans would be required to cover preventive care at no cost to the patient—including annual physicals, cancer screenings, and mental health screenings.
All coverage systems must cover preventative care at no cost to the patient — including annual physicals, cancer screenings, metabolic panels, cardiovascular risk assessment, mental health screenings, and vision and dental screenings. Preventative care is not optional coverage and may not be excluded, cost-shared, or subject to prior authorization requirements that effectively eliminate access.
HLTH-COVR-0032
Proposed
Weight management as covered care
Weight management services—including nutrition counseling, supervised programs, FDA-approved medications, and surgery when clinically indicated—would be covered as preventive care.
Weight management services — including nutrition counseling, medically supervised programs, FDA-approved medications, and bariatric surgery where clinically indicated — must be covered as preventative and chronic disease management care. Obesity is a medical condition, not a moral failing. Coverage systems may not categorically exclude weight management services; coverage decisions must be based on clinical criteria, not assumptions about patient behavior or character.
HLTH-COVR-0033
Proposed
Preventative mental wellness visits
Coverage would include annual mental wellness visits with a licensed professional, separate from treatment visits, to support ongoing wellness and early identification of concerns.
Coverage must include annual mental wellness visits with a licensed mental health professional, distinct from treatment visits. These visits are for ongoing wellness and early identification of concern, not for diagnosing illness. They may not be billed or classified as diagnostic or treatment encounters, and utilization of wellness visits may not be used to impose treatment requirements, increase premiums, or otherwise disadvantage the patient.
HLTH-COVR-0034
Proposed
Cosmetic and reconstructive procedures for documented mental or emotional health
When a licensed psychiatrist or psychologist documents that a physical condition causes severe mental or emotional distress that significantly impairs daily functioning, procedures addressing that condition would be covered.
Coverage systems must cover procedures where a licensed psychiatrist or psychologist has documented that a condition causes severe mental or emotional distress that substantially impairs daily functioning. This includes: gender-affirming procedures, which must be covered regardless of this rule; procedures to correct disfigurement or asymmetry causing documented psychological distress; and treatment of conditions affecting appearance that cause clinical-level body dysmorphia or depression. The standard is clinical determination by a licensed mental health professional, not patient preference alone.
HLTH-COVR-0035
Proposed
Chronic pain as a covered primary condition
Chronic pain lasting three or more months would be covered as a primary medical condition, not just managed with opioid prescriptions. Coverage would include pain specialists, physical therapy, and non-opioid treatments.
Chronic pain lasting three or more months must be covered as a primary medical condition, not merely managed with opioid prescriptions. Coverage must include pain management specialists, physical therapy, alternative pain management modalities (including acupuncture and interventional procedures), psychological pain management, and investigational pain treatments under the RTT framework where applicable. Coverage systems may not limit chronic pain coverage to opioid prescribing as the sole covered pathway.
HLTH-COVR-0036
Proposed
Functional medicine and quality-of-life care for chronic conditions
For people with chronic conditions, coverage would include care focused on improving daily function and quality of life—not just emergency and acute care.
Coverage must include care aimed at optimizing function and quality of life for people with chronic conditions — not only emergency and acute care. Covered care includes functional assessments, rehabilitation services, assistive devices, and personalized care plans for managing chronic conditions. Coverage systems may not limit chronic condition management to acute interventions while excluding rehabilitative, functional, and quality-of-life-directed care.
HLTH-COVR-0037
Proposal
Establish Medicare for All as a statutory federal entitlement with no premiums, copays, or deductibles
Medicare for All would be established by law as a guaranteed benefit for every U.S. resident, with no premiums, copays, or deductibles.
Congress must enact a Medicare for All single-payer statute establishing universal healthcare coverage as a federal entitlement for every U.S. resident; the program must eliminate premiums, copayments, deductibles, and out-of-pocket cost-sharing for all covered services; no tiered benefit plan, supplemental private insurance, or parallel private market for covered services may operate alongside the program; the entitlement must be legally enforceable by any covered person through a private right of action in federal court.
Addresses gap vs DSA and WFP platforms: existing COVR stubs lack statutory entitlement language, private right of action, and explicit prohibition on parallel private market for covered services.
HLTH-CSTS-0001
Proposed
Cost-sharing must not block access
Deductibles and copays could not be set so high that they effectively block people from using their coverage—the point of insurance is to make care accessible.
Deductibles copays and out-of-pocket cost structures must not make covered care practically inaccessible
HLTH-CSTS-0002
Proposed
Regulate cost-sharing for patient protection
Rules about cost-sharing would be regulated to protect patients from financial shocks, care delays, and being priced out of treatments they technically have coverage for.
Healthcare cost-sharing rules must be regulated to protect patients from financial shock delay of care and medically harmful underuse
HLTH-CSTS-0003
Proposed
Broad health spending tool access
Health savings tools would be widely available so more people can pay for care in a tax-advantaged way, without being required to be in a high-deductible plan.
Health spending cards or equivalent patient-directed tools should be available broadly rather than limited to high-deductible-plan structures
HLTH-CSTS-0004
Proposed
No cost barriers for chronic/preventive care
Cost-sharing structures could not be designed in ways that discourage people from getting care for chronic conditions, disabilities, or preventive treatments.
Cost-sharing design may not be used to discourage care for chronic conditions disability-related needs or preventive treatment
HLTH-EMPS-0001
Proposed
No high-deductible-only employer plans
Employers could not fulfill their healthcare obligation by offering only high-deductible plans that shift large costs to workers before any coverage kicks in.
Employers may not satisfy healthcare obligations by offering only high-deductible plans that shift unreasonable cost burden onto workers
HLTH-EMPS-0002
Proposed
Employers pay full premiums
Employers would be required to pay the full cost of workers' health insurance premiums, with defined exceptions and support for small businesses.
Employers should be required to pay the full premium cost of employee health coverage subject to clearly defined exceptions carveouts and small-business supports
HLTH-EMPS-0003
Proposed
Small business supports
Small businesses would receive government subsidies or other supports to help them provide health coverage without threatening their financial stability.
Small businesses should receive subsidies public supports or transition assistance to comply with healthcare coverage obligations without destabilization
HLTH-EMPS-0004
Proposed
Prevent underinsurance disguised as coverage
During any transition period, employer coverage rules would be written to prevent nominal plans that look like coverage but leave workers effectively uninsured.
Employer-based health coverage rules during the transition period must be structured to prevent underinsurance disguised as nominal coverage
HLTH-EMSS-0001
Proposed
Emergency care free for all
Emergency medical care would be free for everyone at the point of service—no one would face a bill for going to the emergency room in a crisis.
HLTH-EMSS-0002
Proposed
Emergency includes ambulance and follow-up
Emergency coverage would include ambulance transportation and necessary follow-up care after an emergency, not just the initial visit.
HLTH-EMSS-0003
Proposal
Prohibit balance billing and establish national out-of-network rate caps for all emergency and surprise care
Hospitals and providers could not bill patients more than their normal cost-sharing amount for emergency or surprise out-of-network care. The practice of 'balance billing'—sending large unexpected bills after emergency visits—would be banned nationwide.
No provider, hospital, or facility may bill any patient more than the applicable in-network cost-sharing amount for emergency services, surprise medical bills from out-of-network providers at in-network facilities, or air ambulance transport; federal benchmark rates must be set by an independent board at a percentage of median in-network rates and must apply to all payers; gag clauses preventing providers from disclosing billing rates to patients are prohibited; criminal penalties and a private right of action apply to willful balance billing violations.
Addresses gap vs Democratic Party platform: existing EMS stubs address coverage but not the mechanics of balance billing prohibition, rate-setting, or enforcement with criminal penalties.
HLTH-MHCS-0001
Proposed
Mental healthcare must be included
Mental healthcare must be covered as a core part of any health plan, not treated as optional or secondary to physical care.
HLTH-MHCS-0002
Proposed
Mental health AI as high-risk
AI systems used in mental health settings would be regulated as high-risk because mistakes can affect safety, privacy, and a person's access to essential care.
AI systems in mental health must be regulated as high-risk because they can affect safety autonomy privacy dignity and access to care
HLTH-MHCS-0003
Proposed
AI may not replace clinicians in high-risk determinations
AI cannot replace licensed mental health clinicians for high-stakes decisions like diagnosis, crisis assessment, or involuntary treatment. A real professional must always make those calls.
AI systems may not replace licensed clinicians in diagnosis crisis assessment involuntary treatment decisions or other high-risk mental health determinations
HLTH-MHCS-0004
Proposed
No AI-only suicide/crisis decisions
AI cannot be the sole decision-maker in suicide risk assessment or mental health crisis response. A qualified human must always be in the loop.
AI systems may not serve as the sole decision-maker in suicide risk assessment crisis intervention or emergency mental health response
HLTH-MHCS-0005
Proposed
Human accountability required
A clearly identified licensed professional must remain personally accountable for any high-risk mental health decision that involved an AI system.
A clearly identifiable licensed human professional must remain accountable for all high-risk mental health decisions involving AI systems
HLTH-MHCS-0006
Proposed
AI as assistive tool only
AI can be a helpful tool in mental healthcare, but only where it supports—rather than stands in for—qualified clinical judgment.
AI may be used as an assistive tool in mental healthcare only where it supports rather than substitutes for qualified clinical judgment
HLTH-MHCS-0007
Proposed
Evidence standards for mental health AI
AI tools used in mental health care must have strong, peer-reviewed evidence that they are safe, effective, and unbiased before they can be deployed.
AI systems used in mental health care must meet strong evidence standards for safety efficacy and bias before deployment
HLTH-MHCS-0008
Proposed
Continuous monitoring for mental health AI
Mental health AI systems must be continuously monitored after launch for harmful outcomes, bias, and failure modes—not just approved once and left unchecked.
Mental health AI systems must be continuously monitored for harmful outcomes bias failure modes and adverse effects after deployment
HLTH-MHCS-0009
Proposed
No deceptive AI therapist presentation
Apps and AI tools marketed for mental health support could not pretend to be human therapists or build false impressions of a human relationship.
AI systems marketed for mental health support may not deceptively present themselves as human therapists clinicians or trusted personal relationships
HLTH-MHCS-0010
Proposed
No emotional dependency cultivation
AI tools marketed for mental health support could not be designed to create emotional dependency or compulsive usage in people seeking help.
AI systems may not be designed to cultivate emotional dependency attachment or compulsive engagement in users seeking mental health support
HLTH-MHCS-0011
Proposed
Clear AI disclosure
Any AI system offering mental health support must clearly state that it is not a human and explain its limitations in plain language.
Any AI system offering mental health support must clearly disclose that it is not a human and must state its limits in plain language
HLTH-MHCS-0012
Proposed
Special protections for minors
Children and teenagers using AI tools that offer emotional or behavioral support would have extra protections, given their vulnerability to influence and manipulation.
Special protections are required for minors using AI systems offering emotional support companionship or mental health-related interaction
HLTH-MHCS-0013
Proposed
Escalation pathways to human care
Mental health AI systems must be able to connect users to human crisis resources or emergency services when the system detects serious risk—not try to handle crises on its own.
Mental health AI systems must include clear escalation pathways to human crisis resources emergency services or licensed care when high-risk indicators are detected
HLTH-MHCS-0014
Proposed
No false reassurance
AI in crisis support settings must not offer false reassurance or act more certain than it is—incorrect confidence in a mental health emergency can cost lives.
Mental health AI systems may not provide false reassurance or simulate certainty in crisis situations beyond validated capability
HLTH-MHCS-0015
Proposed
Fail safely to human care
If a mental health AI system encounters something beyond its capabilities, it must direct the user to a human rather than improvising an unsupported response.
Where mental health AI systems are uncertain or out of scope they must fail safely and direct users to human care rather than improvising unsupported guidance
HLTH-MHCS-0016
Proposed
Enhanced mental health data privacy
Information shared with AI mental health tools must be treated as highly sensitive health data, with strong privacy protections equivalent to clinical records.
Data generated through AI mental health interactions must be treated as highly sensitive health data with enhanced privacy protections
HLTH-MHCS-0017
Proposed
No commercial mental health data exploitation
Mental health data collected by AI tools could not be sold, used for advertising, or used to build commercial profiles of users.
Mental health AI data may not be sold shared for advertising or used for unrelated profiling or commercial targeting
HLTH-MHCS-0018
Proposed
No discriminatory use of mental health data
Mental health data collected by AI could not be used by employers, insurers, schools, or landlords to deny someone a job, coverage, enrollment, or housing.
Mental health data inferred or collected by AI systems may not be used by employers insurers schools or landlords to deny opportunity coverage or access
HLTH-MHCS-0019
Proposed
Explicit informed consent
Users of mental health AI tools must give explicit, informed, and revocable consent for data use—no hidden settings or deceptive consent flows.
Consent for use of mental health AI systems and their data practices must be explicit informed revocable and presented without dark patterns
HLTH-MHCS-0020
Proposed
Evidence required for efficacy claims
AI tools cannot claim mental health or therapeutic benefits without scientific evidence that actually supports those specific claims.
AI systems may not claim mental health efficacy diagnostic power or therapeutic value without scientifically supported evidence appropriate to those claims
HLTH-MHCS-0021
Proposed
Independent evaluation required
Mental health AI systems must be evaluated by independent researchers, not just based on the company's own internal testing or marketing.
Mental health AI systems must be subject to independent evaluation rather than relying solely on vendor claims or internal testing
HLTH-MHCS-0022
Proposed
Disclose risks and failure modes
The public must be able to see clear information about the known risks, limitations, and failure modes of AI mental health systems.
Material risks limitations and known failure modes of mental health AI systems must be publicly disclosed
HLTH-MHCS-0023
Proposed
Right to human mental healthcare
People must always have the option to access human mental healthcare and cannot be directed to AI-only services because of cost or convenience decisions by payers.
People must retain a right to access human mental healthcare and may not be forced into AI-only mental health services because of cost convenience or availability policies
HLTH-MHCS-0024
Proposed
Coercive AI deployment safeguards
AI mental health tools cannot be imposed on people in schools, workplaces, prisons, or benefits systems without strong legal safeguards and voluntary consent.
AI mental health tools may not be imposed coercively in schools workplaces prisons detention settings or public benefits systems without strict legal safeguards
HLTH-MHCS-0025
Proposed
No behavioral conformity enforcement
AI tools cannot be used to pressure people into certain behaviors or ideological conformity under the guise of providing mental health support.
AI systems may not be used to enforce behavioral conformity or ideological compliance under the guise of mental health support
HLTH-MHCS-0026
Proposed
School AI risk-scoring restrictions
Schools cannot use opaque AI tools to label, track, or score students' mental health or risk levels without strict legal and scientific oversight.
Schools may not rely on opaque AI mental health or risk-scoring tools to label discipline or surveil students without strict legal and scientific safeguards
HLTH-MHCS-0027
Proposed
Prison/detention AI restrictions
Jails and prisons cannot use AI mental health tools to justify isolating, restraining, or forcing treatment on incarcerated people without rigorous human review and legal protections.
Jails prisons detention facilities and similar institutions may not use AI mental health tools to justify isolation restraint forced treatment or punishment without rigorous human review and legal safeguards
HLTH-MHCS-0028
Proposed
Public benefits AI assessment limits
Public benefits and disability systems cannot use opaque AI mental health assessments to deny support or override the judgment of licensed clinical evaluators.
Public benefits or disability systems may not use opaque AI mental health assessments to deny support or override licensed clinical evaluations
HLTH-MHCS-0029
Proposed
Insurers may not use AI to deny mental health care
Insurance companies cannot use AI to deny, delay, or cut back mental health care in ways that override a licensed clinician's judgment without transparent review and an appeal process.
AI systems may not be used by insurers or payers to deny delay or limit mental health care in ways that override licensed clinical judgment without transparent review and appeal
HLTH-MHCS-0030
Proposed
AI not substitute for licensed care
AI cannot be used as a substitute for access to licensed mental health care when that care is medically appropriate—it can supplement but not replace.
AI systems may not be used as a substitute for access to licensed mental health care where such care is medically appropriate
HLTH-MHCS-0031
Proposed
Data retention limits and user control
Mental health AI systems must strictly limit how long they retain sensitive personal data and must give users meaningful control, including the ability to delete their information.
Mental health AI systems must implement strict limits on data retention including user control over deletion and limits on persistent memory of sensitive interactions
HLTH-MHCS-0032
Proposed
Training data consent standards
Data used to train mental health AI systems cannot include sensitive personal disclosures or confidential therapy content that was not obtained with proper consent.
Training data for mental health AI systems must not include improperly obtained sensitive personal disclosures or confidential therapeutic data
HLTH-MHCS-0033
Proposed
Clear capability limits
Mental health AI systems must clearly define what they can and cannot do, and must not imply they understand patients the way a human clinician would.
Mental health AI systems must clearly define their role capabilities and limitations and may not imply comprehensive understanding or human-like judgment
HLTH-MHCS-0034
Proposed
No manipulative behavior modification
AI systems cannot use mental health interactions to shape a person's behavior for commercial or institutional goals without their explicit knowledge and consent.
AI systems may not use mental health interactions to manipulate behavior for productivity commercial or institutional objectives without explicit informed consent and safeguards
HLTH-MHCS-0035
Proposed
No surveillance integration
Mental health AI systems cannot be connected to surveillance, law enforcement, or intelligence systems to monitor or profile individuals.
Mental health AI systems may not be integrated with surveillance law enforcement or intelligence systems to monitor or profile individuals
HLTH-MHCS-0036
Proposed
Research ethical review standards
When AI mental health tools are used in research or experimental settings, they must meet full human subjects research standards, including informed consent and ethics review.
Use of AI mental health systems in experimental or research contexts requires informed consent and appropriate ethical review equivalent to human subjects research standards
HLTH-MHCS-0037
Proposed
Fund independent AI mental health research
Independent research into the effects of AI tools on mental health—especially for children, teenagers, and vulnerable adults—would receive dedicated federal funding.
Fund independent research into the short-term and long-term effects of AI systems on mental health including impacts on children adolescents and vulnerable populations
HLTH-MHCS-0038
Proposed
Ban conversational AI for young children
AI systems designed for conversation, emotional interaction, or behavioral guidance could not be marketed or deployed for children under a minimum age, such as eight years old.
Ban use of AI systems designed for conversational emotional or behavioral interaction for children under a minimum age threshold such as 8 years old
HLTH-MHCS-0039
Proposed
Graduated age-based AI restrictions
Age-based restrictions would apply to AI systems that simulate social, emotional, or advisory relationships, with stronger safeguards for younger users.
Establish graduated age-based restrictions for AI systems that simulate social emotional or advisory interaction with increasing safeguards for minors
HLTH-MHCS-0040
Proposed
Minor-accessible AI data limits
AI tools accessible to minors would be required to limit data collection and restrict the behavioral influence techniques they can use.
AI systems accessible to minors must include strict limitations on data collection interaction patterns and behavioral influence mechanisms
HLTH-MHCS-0041
Proposed
No direct-to-consumer mental health AI treatment
AI tools could not be sold directly to consumers as standalone mental health treatment—they would only be allowed in clinically supervised settings.
AI systems may not be marketed or deployed as standalone mental health treatment tools directly to consumers outside of clinically supervised contexts
HLTH-MHCS-0042
Proposed
Limited crisis support AI
In limited circumstances, AI tools could be used for crisis support, but only if they are designed solely to provide immediate help and escalate to human services.
Limited use of AI systems for crisis support may be permitted where they are designed solely to provide immediate assistance and escalation to human services such as suicide prevention resources
HLTH-MHCS-0043
Proposed
Clinical data consent for training
Mental health data from licensed therapy sessions or clinical records could not be used to train AI systems without explicit informed consent from the people whose data it is.
Mental health data from licensed providers therapy sessions or clinical records may not be used for AI training without explicit informed consent from all parties involved
HLTH-MHCS-0044
Proposed
Identifiable clinical data training prohibition
Using identifiable mental health records to train AI is prohibited unless strict ethical, legal, and consent standards are met.
Use of identifiable clinical mental health data for AI training is prohibited unless strict ethical legal and consent standards are met
HLTH-MHCS-0045
Proposed
Mental health interaction data storage limits
Mental health data collected through AI interactions could not be stored beyond what is strictly necessary without the user's explicit ongoing consent.
Mental health data generated through AI interactions may not be stored beyond what is strictly necessary without explicit informed consent and user control
HLTH-MHCS-0046
Proposed
Robust de-identification for training data
All training data for mental health AI must be thoroughly de-identified using robust methods, with ongoing safeguards to prevent re-identification.
All training data used in mental health AI systems must be de-identified using robust techniques with safeguards against re-identification and ongoing evaluation of anonymization effectiveness
HLTH-MHCS-0047
Proposed
No re-identification of anonymized data
AI systems cannot be designed or used to identify individuals from anonymized mental health data sets.
AI systems must not be designed or used to re-identify individuals from anonymized mental health data
HLTH-MHCS-0048
Proposal
Enforce mental health parity through a private right of action with fee shifting
Anyone denied mental health or substance use coverage on worse terms than comparable physical healthcare coverage would have a direct right to sue in federal court, with attorney's fees available.
Any person denied mental health or substance use treatment coverage on terms less favorable than comparable medical or surgical coverage must have a private right of action in federal court against the responsible plan or insurer; prevailing plaintiffs must be awarded attorney's fees, litigation costs, and up to three times the denied benefit value as statutory damages; the Department of Labor and HHS must maintain a joint enforcement unit with authority to audit compliance, impose civil monetary penalties, and revoke plan certification for systematic parity violations.
Addresses gap vs DSA and WFP platforms: the Mental Health Parity and Addiction Equity Act lacks a private right of action; existing MHC cards address AI and data but not enforcement standing.
HLTH-MHCS-0049
Proposal
Prohibit prior authorization requirements for crisis mental health care and acute psychiatric stabilization
Insurance plans could not require prior authorization, step therapy, or utilization review for emergency psychiatric care or acute crisis stabilization—people in mental health emergencies cannot be made to wait for approval.
Coverage systems must not impose prior authorization, step-therapy, or utilization-review requirements on emergency psychiatric care, acute crisis stabilization, inpatient psychiatric admission, or intensive outpatient programs initiated in response to a mental health crisis; coverage must be presumptively approved for the minimum clinically indicated stabilization period; retroactive denial based on post-crisis review may not be used to convert approved crisis care into a patient financial liability.
Addresses gap vs Democratic Party and DSA platforms: prior authorization for crisis mental health care creates life-threatening delays; no existing MHC card prohibits this practice.
HLTH-MNTL-0001
Proposal
Insurance Plans May Not Impose Greater Restrictions on Mental Health Benefits Than Medical Benefits
Insurance plans could not impose stricter limits on mental health benefits than on physical health benefits. Mental health parity law would be actively enforced with real consequences for violations.
The Departments of Labor, HHS, and Treasury must jointly enforce the Mental Health Parity and Addiction Equity Act (MHPAEA) by: requiring all insurance plans to submit annual parity compliance analyses demonstrating that nonquantitative treatment limitations (NQTLs) on mental health and substance use disorder benefits are no more restrictive than those applied to medical/surgical benefits; conducting annual audits of the 50 largest insurers; and publishing audit results publicly. Plans found in violation must correct disparities within 90 days; insurers with repeated violations must be decertified from federal marketplaces. Every insurance plan denial of mental health or substance use treatment must include a written explanation of the specific NQTL applied and how it was determined to be comparable to medical/surgical standards. Criminal enforcement and a private right of action apply to willful MHPAEA violations.
Studies consistently find that mental health claims are denied at higher rates than medical claims. Despite MHPAEA passing in 2008, enforcement has been described as largely toothless.
HLTH-MNTL-0002
Proposal
The 988 Lifeline Must Be Funded to Answer Every Call and Dispatch Mobile Crisis Teams Nationwide
The 988 Suicide and Crisis Lifeline would receive at least $1.5 billion annually to ensure every call is answered and that mobile crisis teams are available in every part of the country.
Congress must appropriate no less than $1.5 billion annually to fully fund the 988 Suicide and Crisis Lifeline, ensuring: 100% call answer rate with no busy signals or extended hold times; 24/7 availability of mobile crisis response teams in every county, able to dispatch to any caller within 30 minutes; follow-up calls to all individuals who accessed crisis services within 72 hours; and co-responder programs pairing mental health clinicians with law enforcement for behavioral health calls. Mobile crisis teams must be staffed by mental health clinicians, not law enforcement, as the primary responder; law enforcement backup is available only when there is a specific, documented safety threat. 988 must be funded through a dedicated telecommunications surcharge similar to the 911 system. Criminal enforcement and a private right of action apply to willful violations of the 988 funding and staffing mandates.
988 launched in July 2022 but is chronically underfunded; many calls still go unanswered. Communities of color and rural areas have the least access to mental health crisis response.
HLTH-MNTL-0003
Proposal
Federal Investment in Community Mental Health Centers Must Eliminate the Psychiatric Bed Shortage
Federal investment would fund enough community mental health centers and psychiatric beds to end the nationwide shortage that leaves people in crisis without access to inpatient care.
The federal government must fund construction and operation of sufficient community mental health center capacity to eliminate the shortage of psychiatric beds and outpatient mental health treatment slots; the target is no fewer than 50 psychiatric beds per 100,000 population in every state. Federally Qualified Health Centers must be funded and required to integrate behavioral health services; every FQHC must employ or contract at least one licensed mental health clinician. The Institutions for Mental Disease (IMD) exclusion — which prevents Medicaid from paying for inpatient psychiatric care in facilities with more than 16 beds — must be repealed. States that close public psychiatric hospitals must demonstrate they have equivalent community-based capacity before receiving federal approval. Criminal enforcement and a private right of action apply to willful violations of the community mental health funding mandates.
The U.S. has approximately 11 psychiatric beds per 100,000 population, down from 340 per 100,000 in 1955.[18] Jails and prisons have become the de facto largest mental health providers in the U.S.
HLTH-MNTL-0004
Proposal
Involuntary Psychiatric Commitment Requires Imminent Danger Standard and Prompt Hearing
No one could be involuntarily committed to a psychiatric facility for more than 72 hours without a hearing before an independent decision-maker—protecting people's rights while ensuring care.
No person may be involuntarily committed to a psychiatric facility for more than 72 hours without: a judicial or administrative hearing before an independent decision-maker within 72 hours of initial detention; the right to free legal representation at that hearing; a finding by clear and convincing evidence that the person poses an imminent and specific danger to themselves or others that cannot be addressed by less restrictive means; and a written treatment plan developed with the person's input. Involuntary outpatient commitment (assisted outpatient treatment) must meet the same evidentiary standard; "gravely disabled" must be narrowly defined to require inability to meet basic survival needs, not merely refusal of treatment. All involuntary commitment decisions must be reviewed every 30 days. Criminal enforcement and a private right of action apply to unlawful involuntary commitment.
HLTH-MNTL-0005
Proposal
Federal Loan Forgiveness Must Expand the Mental Health Workforce in Underserved Areas
Full federal student loan forgiveness would be available to licensed mental health workers who commit to serving in underserved communities, addressing critical workforce shortages.
The National Health Service Corps must be expanded with dedicated mental health workforce funding: full federal student loan forgiveness for licensed mental health professionals (psychiatrists, psychologists, LCSWs, LPCs, MFTs) who practice for at least four years in a mental health professional shortage area; a federal stipend of $30,000 annually for mental health professionals practicing in rural or tribal areas; and federal grants to graduate programs in mental health disciplines at HBCUs and Hispanic-Serving Institutions conditioned on graduates practicing in underserved communities for five years. Medicare and Medicaid reimbursement rates for mental health professionals must be set at parity with rates for equivalent medical services. Criminal enforcement and a private right of action apply to willful violations of the Medicaid mental health parity reimbursement mandate.
The U.S. has a shortage of over 8,000 mental health providers in federally designated shortage areas. Mental health professionals are reimbursed at significantly lower rates than medical providers for equivalent work.
HLTH-NETS-0001
Proposed
Adequate networks for all services
Health plans would be required to maintain adequate networks of providers for all covered services—including specialists and mental healthcare—so covered care is actually accessible.
Health plans must maintain adequate networks for all covered services including specialty care mental healthcare emergency care and chronic-condition management
HLTH-NETS-0002
Proposed
National networks required
Health plan networks would work across the whole country, not just the region where someone enrolled, so people are not stuck without in-network care when they travel or move.
Health plan networks must function nationally rather than trapping people in narrow regional structures that block continuity or mobility
HLTH-NETS-0003
Proposed
Out-of-network coverage when network inadequate
If a health plan cannot provide adequate in-network care within a reasonable time and distance, the plan would be required to cover out-of-network care at in-network rates.
If adequate in-network care is not available within reasonable time and distance standards out-of-network care must be covered at in-network cost to the patient
HLTH-NETS-0004
Proposed
No patient penalty for network failures
Patients cannot be penalized financially for going outside a narrow network when their plan failed to provide meaningful access to the care they needed.
Patients may not be penalized for obtaining necessary care outside narrow networks when the plan fails to provide meaningful access
HLTH-OVRG-0001
Proposed
Public reporting of coverage metrics
Insurers and other coverage entities would be required to publicly report how often they deny claims, how long delays typically last, and how often denied claims are reversed on appeal.
Coverage entities must publicly report denial rates appeal outcomes prior authorization burden network adequacy failures and major access complaints in standardized formats
HLTH-OVRG-0002
Proposed
Oversight authority and enforcement
Healthcare oversight bodies would have real enforcement authority to investigate patterns of denial, delay, and undercoverage—and to impose meaningful consequences when coverage systems fail patients.
Healthcare oversight bodies must have authority to investigate systemic denial delay undercoverage or misleading plan design and impose meaningful penalties
HLTH-OVRG-0003
Proposed
No hiding behind proprietary claims
Clear penalties and remedies would apply when healthcare coverage systems systematically deny or delay care, so the consequences of harm to patients are real and enforceable.
Coverage entities may not hide harmful practices behind proprietary standards trade secrecy or intentionally complex plan language
HLTH-OVRG-0004
Proposed
Corrective action and suspension authority
Patients would have the right to sue when coverage rules are violated in ways that delay or deny their care, giving them a direct legal remedy beyond the complaint process.
Regulators must be empowered to require corrective action restitution or suspension of plan participation where repeated patient harm occurs
HLTH-OVRG-0005
Proposal
Mandate machine-readable price transparency for hospitals and insurers and ban provider gag clauses
All healthcare coverage entities—public and private—would be subject to consistent oversight and accountability standards, so there are no gaps where poor practices can hide.
All hospitals must publish machine-readable files of standard charges, negotiated rates, and cash prices for all shoppable services, updated quarterly; all insurers must publish machine-readable in-network and out-of-network allowed amounts; contracts between insurers and providers may not include gag clauses preventing providers from disclosing prices, negotiated rates, or quality information to patients; failure to comply triggers civil penalties of no less than $300 per day per violation, and patients harmed by gag clause enforcement may bring a private right of action for damages.
Addresses gap vs Democratic Party platform: price transparency rules exist but enforcement is weak and gag clauses remain widespread; no existing OVR card addresses machine-readable price mandates.
HLTH-PAUS-0001
Proposed
Strict limits on prior authorization
Prior authorization—the requirement to get insurer approval before receiving care—would be strictly limited to cases with clear evidence that it prevents overuse. It could not be applied routinely to standard care.
Prior authorization requirements must be strictly limited to categories with clear evidence of necessity and may not be used indiscriminately across routine care
HLTH-PAUS-0002
Proposed
Transparent prior authorization systems
When prior authorization is required, the process must be transparent, clinically grounded, and easy for patients and their doctors to navigate without unnecessary complexity.
Prior authorization systems must be transparent clinically justified and easy for providers and patients to navigate
HLTH-PAUS-0003
Proposed
Reduce repeated prior authorization burden
Once a type of care has been approved multiple times for the same patient, the burden of repeatedly seeking re-authorization would be reduced or eliminated.
Repeated approval of the same type of medically necessary treatment should reduce or eliminate future prior authorization burdens for similar care
HLTH-PAUS-0004
Proposed
No prior authorization disruption of continuity
Prior authorization could not be used to disrupt ongoing care for a chronic condition without a clear medical reason—continuity of care would be protected.
Prior authorization may not be used to disrupt continuity of care for chronic or ongoing conditions without clear medical justification
HLTH-PHRS-0001
Proposed
Generic drug quality standards
Generic drugs would be required to meet strong quality and safety standards equivalent to brand-name drugs, so patients can trust that generics work as well as the originals.
HLTH-PHRS-0002
Proposed
Ban unnecessary allergens
Pharmaceutical manufacturers could not include unnecessary allergens or harmful additives in drug formulations when safer alternatives are available.
HLTH-PHRS-0003
Proposed
Supply chain traceability
The pharmaceutical supply chain would be required to have full traceability—so when contamination or counterfeiting is discovered, affected products can be traced and removed quickly.
HLTH-REBS-0001
Proposed
National rehab standards
All rehabilitation facilities and programs would be required to meet nationally consistent standards for staffing, safety, and treatment quality.
HLTH-REBS-0002
Proposed
Evidence-based rehab required
Rehabilitation treatment must be grounded in approaches with proven effectiveness—not practices that lack evidence or have been shown to cause harm.
HLTH-REBS-0003
Proposed
Ban abusive rehab practices
Abusive practices in rehabilitation settings—including coercion, humiliation, and physically unsafe methods—would be explicitly prohibited and subject to enforcement.
HLTH-REBS-0004
Proposed
Rehab transparency
Rehabilitation facilities would be required to publicly report on their ownership, outcomes, and treatment approaches so patients can make informed choices.
HLTH-REBS-0005
Proposed
Accessible rehab treatment
Rehabilitation treatment must be made accessible to people regardless of income, location, or disability status—barriers that prevent people from accessing recovery would be addressed.
HLTH-REBS-0006
Proposed
Rehab oversight and audits
Regular independent audits and oversight of rehabilitation programs would ensure ongoing compliance with safety and quality standards.
HLTH-REBS-0007
Proposed
Expand voluntary treatment
Voluntary treatment options would be expanded so people seeking help can access rehabilitation without being required to enter coercive or institutional settings.
HLTH-RSRS-0001
Proposed
Increase funding for neglected conditions
Federal healthcare funding would be required to increase investment in neglected conditions, medications, and populations that have received less attention than their medical burden warrants.
Public healthcare and research policy must increase funding for neglected conditions medications and treatment gaps that lack commercial incentives but have significant public-health impact
HLTH-RSRS-0002
Proposed
Priority for stigmatized conditions
Research priorities would specifically include conditions that are stigmatized, commercially unattractive, or primarily affecting vulnerable populations—where market incentives alone will never drive adequate investment.
Research priorities should include stigmatized or less commercially attractive conditions including sexually transmitted infections chronic conditions and under-studied medication needs
HLTH-RSRS-0003
Proposed
Resist commercial research bias
Dedicated federal funding would support research into medications and treatments serving small patient populations or communities where there has historically been little commercial interest.
Healthcare governance should not allow commercial buzz or market hype to determine research priority at the expense of real public-health need
HLTH-RXDG-0001
Proposed
Broad prescription access required
Drug coverage systems must include broad access to the medications patients need—formularies (lists of covered drugs) cannot be used as hidden tools to effectively deny prescriptions.
Drug coverage systems must include broad access to medically necessary prescriptions and may not use formularies as hidden denial systems
HLTH-RXDG-0002
Proposed
Fast formulary exception pathways
When a patient needs a drug not on the standard formulary, there must be a fast and meaningful exception process so individual medical need is not overridden by a blanket list.
Patients must have fast and meaningful exception pathways when formulary restrictions conflict with individualized medical need
HLTH-RXDG-0003
Proposed
No harmful step-therapy loops
Coverage systems cannot require patients to try and fail on multiple drugs before accessing the treatment their doctor recommends, when doing so causes medical harm.
Coverage systems may not force repeated medication failure or step-therapy loops where doing so is medically harmful or unreasonable
HLTH-RXDG-0004
Proposed
Coverage for neglected condition medications
Coverage for medications must include drugs for conditions that are underfunded or neglected by commercial markets, where evidence supports their medical necessity.
Coverage for medications should include neglected or underfunded conditions where evidence supports medical necessity and public health importance
HLTH-RXDG-0005
Proposed
Controlled substance quotas ensure access
Federal production quotas for controlled medications must be set at levels that ensure patients with valid prescriptions can actually get them—not create artificial shortages.
Production quotas and regulatory limits on controlled medications must be set at levels that ensure reliable patient access to medically necessary treatment and may not create artificial shortages
HLTH-RXDG-0006
Proposed
No artificial medication shortages
Regulatory rules cannot restrict the supply of approved medications in ways that prevent patients from filling their prescriptions in a timely manner.
Regulatory systems may not restrict supply of approved medications in ways that prevent patients with valid prescriptions from obtaining treatment in a timely manner
HLTH-RXDG-0007
Proposed
Quotas based on real-world demand
Quotas for controlled substances must be based on actual real-world prescribing data and medical demand, not static limits set without regard to patient need.
Controlled substance quotas must be based on real-world medical demand prescribing data and public health needs rather than static limits or overly conservative projections
HLTH-RXDG-0008
Proposed
Rapid response to medication shortages
When shortages of controlled medications occur, regulators must act quickly to adjust supply chains and quotas to restore patient access.
When shortages of controlled medications occur regulators must act rapidly to adjust quotas supply chains and distribution to restore access
HLTH-RXDG-0009
Proposed
No geographic medication access restrictions
Patients must be able to fill prescriptions for controlled medications without encountering geographic or pharmacy access barriers that vary unfairly by region.
Patients must be able to access prescribed controlled medications without unreasonable geographic pharmacy or supply restrictions that vary by region
HLTH-RXDG-0010
Proposed
Balanced access expansion with safeguards
Expanding access to controlled medications would be paired with evidence-based prescribing guidelines and monitoring for misuse—protecting both access and safety.
Expansion of access to controlled medications must be paired with evidence-based prescribing guidelines monitoring for misuse and safeguards against diversion without restricting legitimate care
HLTH-RXDG-0011
Proposed
No patient-uncontrolled treatment disruption
Patients in ongoing treatment with controlled medications cannot have their care disrupted due to supply shortages, quota limits, or administrative barriers outside their control.
Patients receiving ongoing treatment with controlled medications may not have care disrupted due to supply shortages quota limits or administrative barriers beyond their control
HLTH-RXDG-0012
Proposal
Mandate federal drug price negotiation authority for all payers, not only Medicare
The power to negotiate maximum fair prices for prescription drugs would apply across all payers and all Americans—not just Medicare beneficiaries.
Congress must grant the Secretary of HHS authority to negotiate maximum fair prices for all prescription drugs sold in the United States, not limited to Medicare-covered drugs or Medicare enrollees; negotiated prices must apply to all commercial insurance, self-funded employer plans, Medicaid, and direct consumer purchases; manufacturers that refuse to negotiate or charge prices above the negotiated ceiling are subject to an excise tax of up to 95% of gross sales proceeds; price negotiation must prioritize the 100 drugs with the highest total annual expenditure and all drugs without generic or biosimilar competition.
Addresses gap vs DSA platform: the Inflation Reduction Act grants Medicare negotiation authority only; existing RX cards address access and shortages but not federal price negotiation for all payers.
HLTH-RXDG-0013
Proposal
Tie U.S. drug prices to international reference pricing benchmarks
Drug prices in the U.S. would be capped at 120% of the median price paid for the same drug in comparable countries like Canada, the UK, Germany, France, Japan, and Australia.
Maximum allowable drug prices in the United States must not exceed 120% of the median price paid for the same drug in Canada, the United Kingdom, Germany, France, Japan, and Australia; HHS must publish a publicly accessible international drug price comparison database updated semi-annually; any drug priced above the international reference ceiling may not be covered by any federally funded health program until the manufacturer reduces the price to within the permitted range or provides documentation justifying higher U.S. development costs exceeding the threshold.
Addresses gap vs WFP platform: international reference pricing is standard in peer nations but absent from U.S. law; no existing RX card establishes a price ceiling linked to international benchmarks.
HLTH-RXDG-0014
Proposal
Ban pay-for-delay agreements between brand-name and generic drug manufacturers
Agreements where a brand-name drug company pays a generic manufacturer to stay out of the market would be banned as illegal anti-competitive conduct, lowering drug prices by allowing generics to compete.
Agreements in which a brand-name drug manufacturer compensates a generic or biosimilar manufacturer to delay market entry — including reverse payment settlements, no-authorized-generic covenants, and side agreements with equivalent economic effect — are per se antitrust violations and are prohibited; the FTC must maintain a mandatory pre-settlement reporting program for all patent-related pharmaceutical settlement agreements; any pay-for-delay agreement is void and unenforceable; persons harmed by delayed generic entry may bring a private right of action for treble damages.
Addresses gap vs Democratic Party platform: pay-for-delay costs patients and payers billions annually; no existing RX card prohibits these agreements or establishes a private right of action.
HLTH-STDS-0001
Proposed
Coverage must be evidence-based
Coverage decisions must be grounded in evidence-based medicine—not cost-cutting practices dressed up as clinical criteria.
HLTH-STDS-0002
Proposed
Protect from partisan interference
Medical coverage standards must be set by scientific and clinical evidence, free from political or ideological interference.
HLTH-STDS-0003
Proposed
Minimum service levels
All health plans would be required to meet minimum levels of service and access, so people can actually use the coverage they have.
HLTH-STDS-0004
Proposed
Maximum wait times
Health plans would be held to maximum wait time standards for appointments and services, so covered care is available within a reasonable time.
HLTH-STDS-0005
Proposed
Strict maximum response timelines
Coverage and prior authorization decisions must be made within legally required time limits, so patients are not left in limbo waiting for decisions.
Healthcare coverage decisions and prior authorization determinations must meet strict maximum response timelines
HLTH-STDS-0006
Proposed
Accelerated urgent decision timelines
When a coverage decision involves urgent care, it must be made fast enough to prevent harm—urgency must shorten the decision timeline.
Urgent and emergency-related coverage determinations must be made on accelerated timelines sufficient to prevent medical harm
HLTH-STDS-0007
Proposed
Presumptive approval if timelines missed
If a coverage decision is not made within the required timeframe, the requested care would be automatically approved unless narrow, defined exceptions apply.
If a coverage decision is not made within required timelines the requested care should be presumptively approved unless narrowly defined exceptions apply
HLTH-STDS-0008
Proposed
No delay as denial strategy
Intentional administrative delay—dragging out decisions to avoid paying for care or to frustrate patients—would be prohibited and subject to enforcement.
Administrative delay may not be used as a strategy to avoid payment or discourage medically necessary care
HLTH-STDS-0009
Proposed
Full transparency of evidence
The evidence base used to make coverage decisions must be fully transparent and publicly accessible, so patients and providers can understand why coverage rules are what they are.
HLTH-STDS-0010
Proposed
Publish dissenting opinions
When there is genuine scientific disagreement about coverage criteria, dissenting expert opinions would be published and made part of the public record.
HLTH-STDS-0011
Proposed
Independent audit systems
Independent audit systems would regularly review whether coverage decisions are actually being made according to the stated standards.
HLTH-STDS-0012
Proposed
Treat addiction as medical condition
Addiction would be treated as a medical condition in coverage and clinical standards—not a moral failing—with treatment held to the same standards as any other chronic disease.
HLTH-STDS-0013
Proposed
Harm reduction strategies
Harm reduction strategies—approaches that reduce the health risks of drug use without requiring abstinence—would be treated as valid evidence-based medical interventions.
HLTH-SUPR-0001
Proposed
Fund comprehensive supplement research through NCCIH
The NIH would fund rigorous, independent, placebo-controlled research on widely used dietary supplements to establish what they actually do and do not do.
The NIH National Center for Complementary and Integrative Health (NCCIH) must be funded to conduct rigorous, placebo-controlled, head-to-head trials of widely used dietary supplements. The current evidence base for the majority of commercially sold supplements is inadequate: the Dietary Supplement Health and Education Act of 1994 (DSHEA) removed the requirement for pre-market safety and efficacy review, meaning that most supplements on the market have never been tested in controlled clinical trials. NCCIH must have dedicated funding to close this gap, prioritizing supplements with wide public use, plausible mechanisms of action, and existing preliminary evidence — including vitamin D, magnesium, omega-3 fatty acids, melatonin, probiotics, and herbal preparations with traditional use histories.
HLTH-SUPR-0002
Proposed
Reform supplement labeling to reflect actual evidence
Supplement labels would have to accurately reflect what the science actually shows, not just what manufacturers are allowed to imply under the current weak labeling rules.
Supplement labels must accurately reflect the quality and weight of evidence for any claimed health benefit. The current FTC/FDA framework allows structure-function claims (e.g., "supports immune health") without requiring proof of efficacy, creating a marketplace where marketing language outpaces evidence. Labels must include standardized evidence quality ratings (e.g., Strong Evidence / Preliminary Evidence / Traditional Use / No Clinical Evidence), known drug interactions, populations for whom the supplement is contraindicated or requires medical supervision, and whether the claim has been evaluated in randomized controlled trials. The FDA must develop and enforce a mandatory evidence disclosure framework that applies to all supplements regardless of the specificity of their health claims.
HLTH-SUPR-0003
Proposed
Require independent laboratory testing and quality certification for all supplements
Supplements sold in the U.S. would be required to undergo independent laboratory testing to confirm they actually contain what the label says, at the stated dose.
Supplements sold in the United States are not required to undergo pre-market testing to confirm that they contain what the label states. Third-party testing programs (NSF International, USP, ConsumerLab) fill part of this gap voluntarily, but participation is optional. FDA manufacturing standards (21 CFR Part 111) require Good Manufacturing Practices but have faced chronic under-enforcement. All dietary supplements must be required to obtain third-party quality certification confirming identity, potency, purity, and the absence of contaminants and undisclosed active ingredients before they may be sold in interstate commerce. Manufacturers must make lab testing results publicly available. FDA must have funding and staffing to audit and enforce these requirements.
HLTH-SUPR-0004
Proposed
Establish minimum quality standards for supplement manufacturing
Manufacturing standards for dietary supplements would be strengthened and consistently enforced, including for imported products that currently face minimal scrutiny.
Good Manufacturing Practice (GMP) standards for dietary supplements must be strengthened, fully funded for enforcement, and applied consistently to domestic manufacturers and importers alike. Current GMP standards under 21 CFR Part 111 set baseline requirements but are inconsistently enforced due to FDA staffing and resource constraints. Minimum quality standards must include: required testing of every production batch for identity and potency; mandatory contamination screening; traceability requirements for all ingredients; and penalties for non-compliance that are sufficient to deter violations rather than represent a cost-of-doing-business calculation. Imported supplements must meet equivalent standards as a condition of entry.
HLTH-SUPR-0005
Proposed
Make adverse event reporting for supplements mandatory
Reporting of adverse events—health problems caused by supplements—would be made mandatory for healthcare providers, not just strongly encouraged, so dangerous products can be identified faster.
Under DSHEA 1994, adverse event reporting for dietary supplements is largely voluntary for consumers and healthcare providers; manufacturers are required to submit serious adverse event reports but face weak enforcement. This produces a surveillance system that dramatically underestimates supplement-related harms. Mandatory reporting of supplement adverse events — from both manufacturers and healthcare providers — must be required, with standardized reporting requirements, dedicated FDA tracking infrastructure, and public disclosure of aggregate safety data by supplement and ingredient. A searchable, publicly accessible adverse event database for supplements, analogous to FDA MedWatch for pharmaceuticals, must be created and maintained. Data from mandatory reporting must be used to trigger safety reviews and regulatory action.
HLTH-SUPR-0006
Proposed
Create a national, publicly accessible supplement safety and evidence database
A publicly accessible federal database of all marketed supplements, including safety data and the actual evidence for each claimed benefit, would be created and maintained.
A comprehensive, publicly accessible, plain-language database must be created and maintained by a federal agency (FDA, NIH, or jointly) covering all marketed dietary supplements. Each supplement entry must include: a summary of available evidence on efficacy for each claimed use; known safety concerns, adverse effects, and upper tolerable limits; documented drug-nutrient interactions; population-specific cautions (pregnancy, pediatric, elderly, immunocompromised); evidence quality rating; and links to underlying research. The database must be updated continuously as new evidence emerges, must be freely accessible to consumers and clinicians, and must serve as the federal government's primary tool for combating supplement misinformation. AI-assisted search and plain-language summaries must make the database accessible to non-specialist users.
HLTH-SUPR-0007
Proposed
Fund crowdsourced safety surveillance for supplements using patient-reported outcomes
A federally funded crowdsourced safety surveillance system would track patient-reported problems with supplements across a market too large for the FDA to monitor alone.
The supplement market is too large and diverse for FDA surveillance alone to track. A federally funded, peer-reviewed crowdsourced safety surveillance system — modeled on successful pharmacovigilance programs — must be established to collect and analyze patient-reported outcomes for dietary supplements. This system must: make submission accessible via web and mobile; require minimal entry barriers for consumers; apply statistical methods to identify safety signals from aggregate data; link with mandatory adverse event reports and emergency department data; and publish all findings in a form accessible to the public and clinicians. Algorithms for signal detection must be transparent and subject to independent methodological review.
HLTH-SUPR-0008
Proposed
Require pre-market safety notification for new supplement ingredients
Manufacturers introducing a genuinely new supplement ingredient would be required to notify the FDA and demonstrate it is safe before selling it—currently this notification requirement is poorly enforced.
DSHEA 1994 allows manufacturers to market supplements containing ingredients "new" to the market only if they notify FDA 75 days in advance — but this notification requirement is poorly enforced and does not require proof of safety. The result is that novel botanical ingredients, high-dose isolated compounds, and synthetic derivatives of natural substances can reach consumers with minimal prior safety evaluation. Pre-market safety notification requirements must be strengthened to require: documentation of the proposed daily dose and intended use; any available toxicological data; evidence of safe use history where applicable; and a mandatory FDA response period with authority to require additional safety data before marketing. The threshold for "new dietary ingredient" status must be clearly defined and enforced.
HLTH-SUPR-0009
Proposed
Combat supplement misinformation through accessible public evidence resources
The federal government would invest in public education resources to help people evaluate supplement claims critically and understand the difference between marketing and evidence.
The supplement market is saturated with misleading claims, pseudoscientific marketing, and deliberate exploitation of consumer confusion about evidence. The federal government must actively counter misinformation by making real evidence widely accessible, well-designed, and prominently promoted. The FDA, NIH NCCIH, and FTC must jointly fund and maintain consumer-facing resources that translate supplement evidence into plain language, correct common myths with specific citations, and provide practical guidance for consumers who use or are considering supplements. These resources must be prominently promoted in healthcare settings. Clinicians must have access to decision-support tools that integrate supplement-drug interaction data into standard prescribing workflows.
HLTH-SUPR-0010
Proposed
Require disclosure of commercial funding in supplement research and restrict use of industry-funded studies in federal guidance
Industry-funded supplement research would be required to be disclosed and independently replicated before it could be used to shape federal dietary guidance.
Industry-funded supplement research is subject to the same commercial bias documented in pharmaceutical research: funded studies are significantly more likely to produce positive results for the funder's product. All supplement research published in peer-reviewed journals must require full disclosure of commercial funding, author financial relationships with manufacturers, and any manufacturer involvement in study design, data access, or manuscript review. Federal dietary guidance, FDA safety determinations, and NIH evidence reviews must explicitly account for funding source in evidence quality assessments. Industry-funded studies that have not been independently replicated must be weighted accordingly in federal guidance documents and may not serve as primary evidence for safety or efficacy determinations.
HLTH-TELS-0001
Proposed
Telemedicine without regional restriction
Telemedicine services would be available to patients everywhere in the country, without being limited by state lines or regional insurance restrictions.
HLTH-TELS-0002
Proposed
Telemedicine as access equalizer
Telehealth would be treated as an access tool for people in rural areas, those with disabilities, and others who face barriers to in-person care—not as a secondary or lesser form of treatment.
HLTH-TRLS-0001
Proposed
Streamlined new treatment approvals
Approvals and clinical trials for new treatments would be streamlined and better funded to move promising treatments to patients faster.
Approvals and trials for new treatments funded and streamlined
HLTH-TRAN-0001
Proposed
Regulate transition-state coverage systems
Until the U.S. fully implements universal healthcare, all existing coverage systems would be regulated to move closer to universal standards—no rollbacks allowed during the transition.
Until universal single-payer healthcare is implemented all healthcare coverage systems must be regulated to protect patients from denial delay fragmentation and extractive practices
HLTH-TRAN-0002
Proposed
Immediate improvement without delay
Healthcare reforms during any transition period must improve care immediately rather than weakening existing protections while waiting for a future system to arrive.
Transition-state healthcare reform must be designed to improve care immediately without weakening or delaying the long-term goal of universal single-payer healthcare
HLTH-MATS-0001
Proposed
Mandate maternal mortality review and racial equity reporting
Every state would be required to maintain a maternal mortality review committee that investigates all pregnancy-related deaths, with results reported publicly and broken down by race to make disparities visible.
Every state must maintain a maternal mortality review committee with authority to investigate all pregnancy-related deaths; results must be reported publicly in race-disaggregated form and used to develop targeted interventions addressing the disproportionately high maternal mortality rates among Black and Indigenous women.
HLTH-MATS-0002
Proposed
Require coverage of doula, midwifery, and comprehensive postpartum care
Coverage would include doulas, certified midwives, and at least 12 months of postpartum care—expanding beyond the current standard of one visit six weeks after delivery.
Coverage systems must include perinatal support services — doulas, certified midwives, and at minimum 12 months of postpartum follow-up care — and may not limit reimbursement for community health workers providing maternal support in underserved or high-mortality communities.
HLTH-CRNS-0001
Proposed
Require coverage of post-acute sequelae of infectious disease
Post-viral conditions like Long COVID would be classified as chronic conditions requiring ongoing medical care and coverage, not dismissed as temporary or unverifiable.
Coverage systems must classify post-acute sequelae of infectious disease — including Long COVID and post-viral syndromes — as chronic conditions requiring ongoing specialist care, occupational and physical therapy, cognitive rehabilitation, and care coordination; coverage may not be denied on grounds that the underlying acute infection resolved.
HLTH-CRNS-0002
Proposed
Cover long-term disability management and return-to-work support
People with chronic post-viral conditions would be covered for occupational therapy, assistive devices, workplace accommodations, and vocational rehabilitation to help them return to work and daily life.
Coverage systems must include occupational therapy, assistive technology, workplace accommodation support, and vocational rehabilitation for individuals with chronic disabling conditions; coverage may not be terminated solely because a condition is deemed permanent rather than treatable.
HLTH-CRNS-0003
Proposal
Establish Medicaid home- and community-based services as a mandatory entitlement with no waitlists
Medicaid would be required to cover home- and community-based services—like personal care and home health aides—as a guaranteed entitlement with no waiting lists.
Medicaid home- and community-based services (HCBS) — including personal care, respite care, adult day services, home health aide services, and supportive technology — must be reclassified as a mandatory Medicaid benefit; states may not maintain HCBS waitlists; federal funding must be sufficient to meet demonstrated need; institutional placement may not be favored over community-based care on cost grounds where community-based care is the individual's expressed preference and is clinically appropriate; enforcement includes a private right of action for individuals wrongfully denied HCBS or placed on an unlawful waitlist.
Addresses gap vs DSA platform: HCBS is currently an optional Medicaid benefit resulting in 650,000+ Americans waitlisted; no existing pillar card establishes HCBS as a mandatory entitlement.
HLTH-CRNS-0004
Proposal
Establish a federal wage floor for direct care workers in all Medicare- and Medicaid-participating facilities
All direct care workers employed at Medicare- or Medicaid-funded facilities would receive a federal minimum wage floor, ensuring they are paid fairly for essential work.
All direct care workers — including certified nursing assistants, home health aides, personal care workers, and residential care staff — employed by or contracted to any Medicare- or Medicaid-participating facility or agency must be paid no less than $20 per hour, indexed annually to inflation; contractors and staffing agencies may not be used to circumvent the wage floor; facilities that pay below the floor are ineligible to receive Medicare or Medicaid reimbursement until compliance is restored; the Department of Labor must enforce this requirement through unannounced inspections and mandatory payroll audits.
Addresses gap vs WFP platform: direct care work is among the most underpaid essential labor in the U.S.; no existing pillar card establishes a sector-specific wage floor for long-term care workers.
HLTH-CRNS-0005
Proposal
Prohibit for-profit nursing homes from extracting dividends or management fees while receiving Medicare or Medicaid funds
For-profit nursing homes and long-term care facilities receiving Medicare or Medicaid money could not pay out dividends or management fees to investors while using that public funding.
Any nursing home, skilled nursing facility, or long-term care facility receiving Medicare or Medicaid reimbursement may not pay dividends, return capital to equity holders, or charge management fees to related-party entities in any fiscal year in which the facility fails to meet federal staffing minimums, has unresolved serious deficiency citations, or operates below a minimum direct-care spending threshold set by CMS; facilities structured through private equity ownership vehicles must disclose all intercompany transactions, management fees, and equity distributions to CMS annually; violations trigger immediate recoupment of distributed funds, suspension of new Medicare and Medicaid admissions, and civil monetary penalties.
Addresses gap vs DSA platform: private equity ownership of nursing homes is associated with increased mortality and reduced staffing; no existing pillar card restricts profit extraction from facilities receiving public funds.
HLTH-DENT-0001
Traditional Medicare would be required to cover dental care for the first time, including preventive cleanings, fillings, root canals, and dentures. Today, most seniors must pay entirely out of pocket for dental care.
HLTH-DNTS-0001
Proposed
Include dental care in the mandatory coverage floor
Dental care—including cleanings, fillings, gum disease treatment, and oral surgery—would be part of the required coverage floor, not an optional add-on.
Traditional Medicare would be required to cover dental care for the first time, including preventive cleanings, fillings, root canals, and dentures. Today, most seniors must pay entirely out of pocket for dental care.
Coverage systems must include comprehensive dental care — preventive, restorative, periodontal, and oral surgery services — as part of the mandatory floor of medically necessary care; dental care may not be segregated into a separate lower tier with higher cost-sharing or narrower networks than medical coverage.
HLTH-DNTS-0002
Proposed
Include vision care in the mandatory coverage floor
Vision care—including routine eye exams and corrective lenses—would be part of the required coverage floor, not a separate optional benefit.
Coverage systems must include comprehensive vision care — routine eye exams, corrective lenses, and treatment of conditions affecting vision — as part of the mandatory floor of medically necessary care; vision care may not be excluded or severely limited relative to other medical coverage.
HLTH-JUSS-0001
Proposed
Guarantee healthcare for incarcerated individuals equivalent to community standards of care
People who are incarcerated have a constitutional right to healthcare that meets community standards of care. Jails and prisons must provide timely access to medical treatment, mental health care, and prescription medications.
Every person in state or federal custody has a constitutional right to healthcare meeting community standards; correctional facilities must provide timely access to medical, dental, mental health, and substance use treatment; healthcare in detention may not be rationed as a cost-control measure, used as a disciplinary tool, or delivered through private contractors exempt from public accountability and judicial review.
HLTH-CLMS-0001
Proposed
Establish coverage and preparedness standards for climate-related health conditions
Health coverage systems would be required to cover conditions caused or worsened by climate change, including heat-related illness, respiratory disease from air pollution, and diseases spread by insects moving into new regions as temperatures rise.
Coverage systems must include treatment for climate-related health conditions — heat illness, expanded-range vector-borne diseases, air quality-driven respiratory conditions, and mental health impacts of climate disasters — and public health agencies must develop preparedness protocols for climate-driven health emergencies with priority attention to communities bearing disproportionate climate burdens.
HLTH-RTTS-0001
Proposed
Establish a general right to access investigational treatments under physician supervision
Adult patients who have tried all approved treatments—or for whom no approved treatment exists—would have the right to access investigational treatments under a licensed physician's supervision.
Any adult patient who has exhausted or has documented contraindications to all standard approved treatments, or for whom no approved treatment exists, has the right to access investigational treatments under a licensed physician's supervision within an approved protocol. A qualifying condition includes: a serious, chronic, or disabling condition; a condition causing severe, persistent pain or physical suffering; a condition causing severe mental or emotional distress that substantially impairs daily functioning; or a condition significantly reducing quality of life. This framework is not limited to terminal or life-threatening illness. The framework protects patients, physicians, and the government's regulatory authority simultaneously and must not be interpreted to weaken FDA approval standards or create a path to unregulated commercial access.
HLTH-RTTS-0002
Proposed
Require licensed physician oversight for all investigational treatment access
All access to investigational treatments under this framework would require a licensed physician to order, oversee, and monitor the treatment throughout the process.
Access to investigational treatments under this framework requires that a licensed physician order, administer or directly supervise the administration of, and monitor all treatment. Self-administration, wellness-clinic administration, and lay or unlicensed facilitation are prohibited under this framework. Physicians must document clinical rationale, monitor for adverse effects, and maintain records that feed the national outcomes database.
HLTH-RTTS-0003
Proposed
Require informed consent, independent evaluation, and second opinion
Before trying an investigational treatment, patients must receive full written informed consent in plain language, an independent medical evaluation, and a second physician opinion.
Before any investigational treatment under this framework, patients must: (a) receive full written informed consent in plain language disclosing all known and potential risks, the investigational status of the treatment, and available alternatives; (b) undergo an independent clinical evaluation confirming medical eligibility; and (c) obtain a second opinion from a physician not affiliated with the treating practice. Consent and evaluation records must be retained and are part of the mandatory outcome data submission.
HLTH-RTTS-0004
Proposed
Define patient eligibility criteria
To qualify for investigational treatment access, a patient must have a confirmed diagnosis from a licensed physician and have exhausted or be unable to use approved treatments.
Patient eligibility for investigational treatment access requires at minimum: (a) a confirmed diagnosis by a licensed physician of a qualifying condition — including a serious, chronic, or disabling condition; a condition causing severe, persistent pain or physical suffering; a condition causing severe mental or emotional distress that substantially impairs daily functioning; or a condition significantly reducing quality of life; (b) documentation that all approved treatments have been tried and failed, are contraindicated, or that no approved treatment exists; (c) a clinical finding that the potential benefit outweighs known risk given the patient's condition; and (d) capacity to provide informed consent, or, for patients lacking capacity, appropriate legal authorization. Eligibility criteria must be reviewed and updated by an independent medical board on a rolling basis as evidence develops.
HLTH-RTTS-0005
Proposed
Mandate research data contribution from all investigational treatment access
Every use of investigational treatment would contribute anonymized outcome data to a national research database, turning individual access into evidence that helps future patients.
Every instance of investigational treatment access under this framework constitutes a contribution to the national research base. Treating physicians must submit standardized anonymized outcome data — including dosing, adverse events, clinical response, and follow-up — to the national public research database within a defined period. Failure to submit required data terminates the treating physician's participation privileges. The data mandate is the mechanism by which patient access generates societal benefit and justifies the access framework.
HLTH-RTTS-0006
Proposed
Establish strict patient data privacy and security standards
All data submitted to the national investigational treatment database would be de-identified and protected to the highest privacy standards before submission.
All data submitted to the national research database under this framework must be fully de-identified before submission, using standards at minimum equivalent to HIPAA Safe Harbor requirements. Data infrastructure must use end-to-end encryption, strict access controls limited to credentialed researchers, and regular independent security audits. No commercial entity may purchase, license, or access the underlying patient data. Aggregate and anonymized findings may be published; no re-identification attempts are permitted, and violations constitute a federal offense.
HLTH-RTTS-0007
Proposed
Create a national public research database for investigational treatment outcomes
A publicly searchable national database of anonymized outcomes from investigational treatments would be created, so researchers, patients, and doctors can learn from real-world results.
The federal government must establish and maintain a publicly accessible, searchable national database of anonymized outcome data from all investigational treatment access under this framework. The database must include aggregate data by treatment type, condition, dosing, adverse event rate, and clinical response. All data is public property, available to researchers, institutions, and the public at no cost. The database is governed by an independent scientific board with no commercial affiliations and is subject to annual public reporting on data quality, completeness, and research use.
HLTH-RTTS-0008
Proposed
Protect physicians acting in good faith under approved protocols
Doctors who follow all required protocols when administering an investigational treatment would be protected from professional discipline and civil liability.
A licensed physician who administers an investigational treatment in compliance with this framework — including all documentation, consent, evaluation, and data submission requirements — is protected from: (a) criminal prosecution solely on the basis of administering a controlled or investigational substance within the protocol; (b) professional licensing action solely on the basis of protocol-compliant treatment; and (c) civil liability beyond the standard of care applicable to licensed physicians generally. These protections are contingent on full protocol compliance and do not extend to negligence, fraud, or violations of the framework's requirements.
HLTH-RTTS-0009
Proposed
Preserve government regulatory authority; no commercial access created
This framework creates a medically supervised access path—it does not create a commercial market for unapproved drugs, and the government's authority to regulate drugs is fully preserved.
This framework creates a supervised medical access path and does not: (a) create any right to unregulated commercial access to investigational substances; (b) establish a precedent for or path to market approval of any substance; (c) limit FDA authority to restrict, condition, or revoke access to any substance; (d) create any obligation on insurers to cover investigational treatments; or (e) constrain DEA scheduling authority except as required by the evidence-based rescheduling process in HLT-RTT-010. Regulatory agencies retain full authority to suspend or modify the framework if patient safety evidence warrants it.
HLTH-RTTS-0010
Proposed
Require evidence-based, apolitical rescheduling review for substances with established safety profiles
The DEA and FDA would be required to conduct mandatory evidence-based reviews of drug scheduling classifications for substances with established safety profiles, keeping scheduling decisions grounded in science rather than politics.
The DEA and FDA must conduct a mandatory, evidence-based review of the scheduling classification of any substance that: (a) has an established safety profile demonstrated in peer-reviewed clinical research; (b) has shown evidence of medical utility in two or more independent peer-reviewed trials; and (c) is classified in a schedule that currently prohibits or severely restricts research. Scheduling decisions must be made on scientific and public-health criteria and are not subject to political override. Substances that pass review must be rescheduled to allow supervised medical access and expanded research. This provision specifically applies to psilocybin, MDMA, ketamine, cannabis, and any other substance that meets these criteria.
HLTH-RTTS-0011
Proposed
Expand FDA expanded access and streamline compassionate use pathways
The FDA's expanded access program would be reformed to set a 30-day decision deadline, require written justification for denials, and streamline the application process so patients can access it without a lawyer.
The FDA Expanded Access program must be reformed to: (a) set a 30-day maximum decision timeline for individual patient access requests; (b) require written justification for any denial; (c) allow treating physicians to apply directly without requiring manufacturer cooperation where manufacturer refusal is not clinically justified; (d) extend program scope beyond terminal illness to serious conditions where no approved alternatives exist; and (e) require that all expanded access outcomes are submitted to the national research database. Manufacturers may not use expanded access data as the sole basis for commercial approval without independent clinical trials.
HLTH-RTTS-0012
Proposed
Prohibit exploitation of right-to-try patients
No manufacturer or clinic could charge patients more than actual cost recovery for investigational treatments. Requiring patients to waive their right to sue as a condition of access would be prohibited.
No manufacturer, clinic, or provider may charge more than reasonable cost-recovery for investigational treatments accessed under this framework. Manufacturers may not require waivers of future legal claims as a condition of access. Patients may not be charged for adverse event treatment that results from protocol-compliant investigational access. Any entity found to be exploiting the framework for commercial profit without delivering genuine medical benefit is subject to immediate suspension from the program and civil penalties. The framework is a patient protection mechanism, not a commercial channel.
HLTH-SCIS-0001
Proposed
Establish a federal minimum for public research investment
Federal investment in public research—through NIH, NSF, CDC, and similar agencies—would be treated as a guaranteed baseline public good, protected from arbitrary cuts.
Federal investment in publicly funded research — including NIH, NSF, CDC, and agency research programs — must be treated as a baseline public good, not a discretionary line item subject to annual political negotiation. Federal research spending must be set at a minimum floor tied to a percentage of GDP, reviewed upward every five years, and immune from across-the-board discretionary cuts. The goal is to reach parity with leading research nations and to double NIH funding over a ten-year horizon from current baselines.
HLTH-SCIS-0002
Proposed
Protect research independence from commercial interference
Federally funded research must be free from commercial control. No company could hold exclusive rights over study design, data access, or publication of publicly funded work.
Federally funded research must be conducted free from commercial control over study design, data access, publication rights, and result interpretation. No commercial entity may hold rights that allow it to suppress, delay, or selectively publish federally funded research results. Grant-funded researchers must disclose all industry financial relationships annually. Research institutions receiving federal funding must implement and enforce firewalls between commercial contract research and publicly funded research programs.
HLTH-SCIS-0003
Proposed
Mandate open access for all federally funded research
All research funded with public dollars must be published openly and available to anyone at no cost, within twelve months of publication.
All research funded in whole or in part by federal dollars must be published in open-access formats, available to the public at no cost, within twelve months of publication (or immediately upon publication for grant conditions permitting). This applies regardless of the journal or venue chosen by the researchers. Data underlying published federally funded research must be deposited in publicly accessible repositories with sufficient documentation for independent replication. Paywalled access to publicly funded research is a public subsidy for private publishers and must end.
HLTH-SCIS-0004
Proposed
Prioritize neglected and under-commercially-funded research areas
Federal research priorities must actively counter market bias by directing funding toward neglected conditions, rare diseases, and populations that the commercial market underserves.
Federal research priority-setting must affirmatively counteract market bias toward high-profit conditions and treatments. Priority areas that must receive proportional or enhanced public research investment include: rare diseases, pediatric conditions, mental health, addiction, stigmatized conditions, neglected tropical diseases, antimicrobial resistance, conditions disproportionately affecting low-income and minority populations, and treatment modalities (including behavioral, psychedelic, and non-pharmaceutical interventions) with genuine evidence but no commercial development pathway. Priority allocation must be set by an independent scientific board, not industry lobbyists.
HLTH-SCIS-0005
Proposed
Fund research replication and negative results reporting
Federal funding would include a dedicated allocation for replication studies—independently re-running key findings—to address the reproducibility crisis in science that has allowed bad results to influence public health policy.
The reproducibility crisis in science is a public health problem. Federal research funding must include a dedicated allocation for replication studies — independently re-running key results from prior research — and must require funded journals and repositories to accept and publish negative results (studies where the intervention showed no effect) without discrimination. Publication bias toward positive results distorts the evidence base that clinicians, policymakers, and patients depend on.
HLTH-SCIS-0006
Proposed
Establish independent scientific advisory bodies free from political appointment pressure
Federal scientific advisory committees—including FDA and CDC panels—must be composed of scientists selected on merit and expertise, free from political appointment pressure.
Federal scientific advisory committees — including FDA advisory panels, NIH study sections, and CDC advisory bodies — must be composed of credentialed scientists selected on merit. Advisory committee members must disclose and recuse for all relevant financial and institutional conflicts of interest. No advisory committee member may be removed by political appointees for scientific positions taken in good faith. Scientific agencies must publish dissenting advisory opinions when final agency decisions diverge from advisory committee recommendations.
HLTH-SCIS-0007
Proposed
Fund a national research infrastructure for emerging and investigational therapies
A national research infrastructure with dedicated funding would support clinical investigation of promising under-studied therapies, including psychedelic-assisted treatments and other approaches that market forces have failed to fund.
Federal research infrastructure must include dedicated programs and funding for clinical investigation of promising but under-studied therapies — including psychedelic-assisted therapy, novel psychiatric interventions, regenerative medicine, and treatments with preliminary evidence but insufficient commercial development incentive. This infrastructure must include: grant programs for Phase 1–3 clinical trials; a clinical trial network with geographic distribution; training programs for researchers in these areas; and a public registry of all active and completed investigational treatment trials.
HLTH-SCIS-0008
Proposed
Protect scientific whistleblowers and dissenting researchers
Researchers who report misconduct, data manipulation, or commercial interference in federally funded research would be protected as whistleblowers against retaliation.
Researchers who report research misconduct, data manipulation, suppression of results, or inappropriate commercial influence in federally funded research are protected whistleblowers. No grant, contract, or employment retaliation may be taken against a researcher for reporting in good faith. Scientific agencies must maintain independent, confidential channels for reporting misconduct. The integrity of the scientific enterprise is a public interest, and its protection is a government obligation.
HLTH-WMHS-0001
Proposed
Mandate NIH research funding proportional to disease burden for conditions disproportionately affecting women
Federal research funding for conditions that disproportionately affect women—including endometriosis, PCOS, and autoimmune diseases—would be proportional to how much those conditions affect people's lives, not based on historical neglect.
Federal research funding for conditions that disproportionately affect women — including endometriosis, polycystic ovary syndrome (PCOS), autoimmune diseases (which affect women at 2–3x the rate of men), female-pattern cardiovascular disease presentation, and menopause — must be allocated in proportion to disease burden, not commercial potential. The NIH Office of Research on Women's Health (ORWH) must be funded and empowered to audit research portfolios across all NIH institutes and enforce proportional investment. Underfunded areas must receive targeted supplemental grants.
HLTH-WMHS-0002
Proposed
Require inclusion of women in all federally funded clinical trials and enforce the 1993 NIH Revitalization Act
The 1993 law requiring women to be included in federally funded clinical trials would be actively enforced—not just on paper—so medical treatments are tested on women and not just extrapolated from male-only studies.
The NIH Revitalization Act of 1993 (Pub. L. 103-43) required women and minorities to be included in all NIH-funded clinical research. Thirty years later, compliance is inconsistent and enforcement mechanisms remain weak. All federally funded clinical trials must include women in numbers sufficient for sex-stratified analysis. Results must be reported disaggregated by sex and gender. Trials that fail to include adequate female representation must be flagged in grant renewal reviews and may have continued funding conditioned on compliance plans. The NIH ORWH must publish annual compliance reports.
HLTH-WMHS-0003
Proposed
Fund dedicated research programs for endometriosis, PCOS, and other chronically underfunded women's conditions
Dedicated federal research programs would finally address endometriosis, PCOS, and other chronically underfunded women's health conditions that cause severe suffering and have been ignored for decades.
Endometriosis affects an estimated 1 in 10 women of reproductive age, causes debilitating chronic pain, and contributes to infertility — yet receives less than $16 million annually in NIH research funding, compared to billions for conditions with equivalent or lower disease burden. PCOS, affecting up to 13% of women of reproductive age, is similarly underfunded. Dedicated research programs with protected multi-year funding must be established for endometriosis, PCOS, uterine fibroids, and other conditions where funding historically falls short of disease burden. These programs must fund basic science, clinical trials, diagnostic tools, and treatment development.
HLTH-WMHS-0004
Proposed
Establish a national research agenda for menopause and female aging
A national research agenda for menopause and female aging would be established, filling a striking gap given that menopause affects every woman who lives to middle age.
Menopause affects every woman who lives to middle age, yet research into menopause symptoms, long-term health consequences, and treatment options is strikingly thin. The Women's Health Initiative (1991–2002) was groundbreaking but limited in scope; the field has not kept pace with the needs of an aging female population. Federal research priorities must include: the long-term cardiovascular, bone, cognitive, and metabolic consequences of menopause; the safety and efficacy of hormone therapy across different formulations and delivery methods; non-hormonal interventions for menopause symptoms; and the impact of menopause timing and trajectory on overall healthy aging. ORWH must coordinate a national menopause research agenda across NIH institutes.
HLTH-WMHS-0005
Proposed
Fund research into maternal mental health and the perinatal period
Perinatal mental health conditions—including postpartum depression and anxiety, which affect up to 1 in 5 new parents—would receive dedicated federal research funding and improved clinical recognition.
Perinatal mood and anxiety disorders — including postpartum depression, postpartum anxiety, postpartum PTSD, and postpartum psychosis — affect up to 1 in 5 new mothers and are significantly underdiagnosed and undertreated. These conditions are the leading cause of maternal morbidity in high-income countries and have measurable negative effects on child development. Federal research funding must prioritize: screening tools and intervention studies; treatment protocols including medication safety during pregnancy and breastfeeding; structural and social risk factors including economic insecurity and partner violence; and long-term outcomes for both mothers and children. NIMH must designate perinatal mental health as a priority research area with protected funding.
HLTH-WMHS-0006
Proposed
Address the sex-based gap in cardiovascular disease research and clinical recognition
Research and clinical guidelines for cardiovascular disease in women would be updated to reflect that women often present with different symptoms than men, correcting decades of under-diagnosis.
Heart disease is the leading cause of death among women, yet cardiovascular research historically used male subjects as the default and male symptom presentation as the diagnostic standard. Women with heart attacks frequently present differently than men — less chest pain, more nausea, fatigue, and jaw pain — leading to missed diagnoses and delayed treatment. Women are less likely to be offered the same aggressive cardiovascular interventions as men with equivalent conditions. Federal research must fund: sex-disaggregated analysis of all cardiovascular trials; research into female-specific cardiovascular risk factors and presentations; training programs for clinicians on recognizing cardiovascular disease in women; and development of diagnostic tools calibrated for female physiology. All new cardiovascular treatment research receiving federal funding must include women in proportional numbers and analyze outcomes by sex.
HLTH-DISS-0001
Proposed
Mandate inclusion of underrepresented populations in all federally funded clinical trials
All federally funded clinical trials would be required to include racial, ethnic, and gender minorities in numbers large enough to produce meaningful results for those communities.
All federally funded clinical trials must include racial, ethnic, sexual orientation, and gender identity minorities in numbers sufficient for subgroup analysis. Trials designed for broad clinical use that exclude or dramatically undersample minority populations produce evidence that may not generalize to those populations — meaning treatments approved primarily in white male populations may be less effective, differently dosed, or carry different risk profiles for other populations. NIH must require disaggregated results reporting by race, ethnicity, sex, age, and where relevant, sexual orientation and gender identity. Failure to meet inclusion requirements must trigger corrective action prior to grant renewal.
HLTH-DISS-0002
Proposed
Fund dedicated research into Black maternal mortality and obstetric disparities
Dedicated federal funding would go toward understanding and reducing the alarming gap in pregnancy-related death rates between Black women and white women.
Black women in the United States die from pregnancy-related causes at approximately 2.6 times the rate of white women — a disparity that persists across income, education, and access to care. This is a national public health crisis that is not explained by individual risk factors alone and reflects systemic failures in how care is delivered to Black patients. NIMHD and NICHD must fund research into: the specific mechanisms driving obstetric racial disparities; the role of provider bias and institutional racism in care quality; structural interventions including doula access and community health worker programs; and the effectiveness of implicit bias training and anti-racism protocols in clinical settings. Research findings must directly inform training requirements and clinical guidelines.
HLTH-DISS-0003
Proposed
Fund LGBTQ+ health disparities research and require disaggregated data collection
Research into LGBTQ+ health disparities would be funded and expanded, and federal health data collection would be required to include sexual orientation and gender identity.
LGBTQ+ populations face documented health disparities across mental health, substance use, HIV/STI risk, cancer screening, and healthcare access — yet remain systematically excluded from most large-scale health research because surveys and clinical data systems fail to collect sexual orientation and gender identity (SOGI) data. All federally funded health research and federal health surveys must collect and report SOGI data using validated, inclusive instruments. NIMHD must fund research into LGBTQ+ health disparities, with particular attention to the intersection of minority stress theory with physical health outcomes, healthcare avoidance due to discrimination, and the health effects of structural stigma. Transgender health must be funded as a distinct research priority.
HLTH-DISS-0004
Proposed
Fund research on Native American and Alaska Native health disparities and support tribal health sovereignty
Federal funding would increase for research into Native American and Alaska Native health disparities, with genuine respect for tribal sovereignty in health policy decisions.
American Indian and Alaska Native (AIAN) populations experience some of the worst health outcomes of any demographic group in the United States, including dramatically elevated rates of diabetes, cardiovascular disease, mental health conditions, and substance use disorders, alongside severely inadequate access to healthcare through the Indian Health Service (IHS). NIMHD must fund research into AIAN health disparities, in full partnership with tribal nations and organizations. Research must be conducted under community-based participatory research principles that center tribal sovereignty and benefit tribal communities. Research priorities must be set with tribal input, and findings must be returned to communities in accessible formats. Data sovereignty — the right of tribal nations to control research data about their members — must be respected and codified in research agreements.
HLTH-DISS-0005
Proposed
Require disaggregated data for Asian American and Pacific Islander populations
Asian Americans and Pacific Islanders would no longer be lumped together in health data—separate data collection would make health disparities across these diverse communities visible.
Asian Americans and Pacific Islanders are routinely treated as a monolithic demographic in health data, obscuring dramatic disparities between subgroups. Hmong, Cambodian, and Laotian Americans have drastically higher rates of certain cancers, diabetes, and mental health conditions than Chinese or Indian Americans, yet aggregate "Asian" statistics erase these disparities. All federal health data collection and research must collect and report disaggregated data for Asian American and Pacific Islander subgroups. NIMHD must fund research into health disparities specific to underserved AAPI subgroups, with particular attention to refugee and immigrant communities, which face compounded barriers including language access, cultural competency gaps, and immigration-related stress.
HLTH-DISS-0006
Proposed
Fund research into the social determinants of health and structural drivers of health disparities
Federal research would increase into the structural factors—housing, income, education, neighborhood conditions—that drive health disparities more than individual behavior or genetics.
Health disparities are not primarily the result of individual behavior or genetic differences — they are driven by structural conditions including housing, income, neighborhood environment, access to healthy food, educational opportunity, exposure to environmental hazards, and historical patterns of segregation and disinvestment. Clinical medicine alone cannot close disparity gaps when structural conditions produce those gaps. Federal research must fund rigorous investigation of social determinants of health (SDOH), including: the quantified health effects of poverty, housing instability, food insecurity, and environmental racism; natural experiments from policy changes; intervention studies testing structural solutions; and implementation research on integrating SDOH screening and intervention into clinical practice. NIMHD must coordinate an interagency research agenda on SDOH with HHS, EPA, HUD, and USDA.
HLTH-NUTS-0001
Proposed
Fund federal research into ultra-processed food consumption and chronic disease
The federal government would fund rigorous scientific research into how ultra-processed foods—industrial food products loaded with additives—contribute to chronic disease.
Ultra-processed foods — defined by the NOVA classification system as industrial formulations containing ingredients not used in home cooking, including additives, emulsifiers, flavor enhancers, and artificial colors — now account for more than half of calories consumed by Americans and are associated in observational studies with increased rates of obesity, type 2 diabetes, cardiovascular disease, depression, and all-cause mortality. The evidence base is growing but currently relies heavily on observational cohort data; randomized controlled trials are rare due to their methodological complexity. NIH and USDA must fund rigorous clinical trials and mechanistic research into the health effects of ultra-processed food consumption, including dose-response relationships, specific food processing attributes driving harm, and population-level intervention strategies. Research must be independent of food industry funding.
HLTH-NUTS-0002
Proposed
Require independence in the Dietary Guidelines for Americans process
The committee that writes the federal Dietary Guidelines would be required to operate independently of the food industry, whose funding has historically influenced nutrition policy in ways that serve commercial interests over public health.
The Dietary Guidelines for Americans, published jointly by HHS and USDA every five years, are the basis for federal nutrition policy including school lunches, SNAP, military feeding, and WIC. The process for developing these guidelines has documented conflicts of interest: members of the Dietary Guidelines Advisory Committee have financial ties to the food and beverage industry, industry-funded research is weighted alongside independent research in evidence reviews, and industry representatives participate in stakeholder comment processes in ways that have been shown to influence guideline language. The Dietary Guidelines process must be reformed to: exclude from the Advisory Committee any member with a financial relationship to food industry entities within the prior five years; explicitly down-weight industry-funded research in evidence reviews; require that any industry-funded study used in the evidence base has been independently replicated; and publish all conflict of interest disclosures prominently.
HLTH-NUTS-0003
Proposed
Fund research into food deserts, dietary access, and structural drivers of poor nutrition
Federal research funding would go toward understanding how structural factors like food deserts, poverty, and geography drive poor nutrition outcomes that cannot be solved by individual behavior change alone.
Dietary quality in the United States is strongly predicted by income, geography, and race — structural factors that individual behavior change alone cannot address. Food deserts (areas with inadequate access to affordable fresh food) affect tens of millions of Americans, predominantly in low-income and minority communities. USDA and NIH must fund research into: the causal relationships between food environment and dietary intake; the effectiveness of interventions to increase access to nutritious food in underserved communities (including SNAP incentive programs, mobile markets, urban agriculture, and corner store conversion programs); the role of food pricing, marketing, and retail availability in shaping population-level dietary patterns; and the economic returns on investment for food access interventions as preventive healthcare. Research must be conducted in partnership with affected communities and must produce actionable findings for policymakers.
HLTH-NUTS-0004
Proposed
Create a continuously updated National Nutrition Database grounded in independent research
The national nutrition database would be continuously updated, expanded, and grounded in independent research—making it a genuinely useful resource for patients, clinicians, and policymakers.
The United States maintains the USDA FoodData Central database and the USDA National Nutrient Database, both valuable but underutilized public resources. These databases must be expanded and updated continuously to reflect current research on food composition, bioavailability, and health effects. A national nutrition evidence portal — distinct from dietary guidelines — must integrate updated research findings on the health effects of specific foods, dietary patterns, and nutrients, with plain-language summaries accessible to the public, healthcare providers, and policymakers. All data underlying the portal must be based on independent or transparently conflict-of-interest-disclosed research. The portal must distinguish clearly between established findings, emerging evidence, and areas of genuine scientific uncertainty.
HLTH-NUTS-0005
Proposed
Fund longitudinal research on diet, mental health, energy, and quality of life
Long-term federal research would study how diet affects mental health, energy, cognitive function, and quality of life—areas currently underfunded relative to their importance.
The relationship between dietary patterns and mental health — including depression, anxiety, cognitive function, energy levels, and overall quality of life — is one of the most rapidly developing areas of nutrition science, with growing evidence that the gut-brain axis, microbiome composition, and dietary inflammation play significant roles in mood and cognitive outcomes. Yet this area receives a fraction of the research funding directed at dietary impacts on cardiovascular disease or cancer. NIH must fund longitudinal cohort studies and randomized dietary intervention trials examining the effects of dietary patterns — not single nutrients — on mental health outcomes, energy, sleep quality, cognitive performance, and patient-reported quality of life. Studies must include diverse populations and control for confounding variables. Findings must be integrated into clinical practice guidelines for mental health providers.
HLTH-NUTS-0006
Proposed
Require independent replication before industry-funded nutrition research informs federal policy
Before industry-funded nutrition research can inform federal dietary policy, it would be required to be independently replicated—preventing repeat historical examples of food industry science shaping public guidance.
The history of nutrition science is replete with examples of industry-funded research that shaped federal policy in ways that served commercial interests rather than public health — from the sugar industry's funding of research that blamed dietary fat for cardiovascular disease, to beverage industry funding of studies questioning the role of sugary drinks in obesity. This pattern is well-documented and ongoing. Any nutrition research funded in whole or in part by a food, beverage, or agricultural industry entity that is used to inform federal dietary guidelines, USDA programs, FDA labeling standards, or any other federal nutrition policy must first be independently replicated by a study with no industry funding. Federal agencies must maintain and publicly disclose the funding provenance of all research cited in nutrition policy documents.
HLTH-NUTS-0007
Proposed
Fund research into the microbiome and its role in health and disease
Federal funding would support rigorous research into the human microbiome and its role in health and disease—an emerging field with major implications for nutrition, immunity, and chronic disease.
The human microbiome — the community of trillions of microorganisms inhabiting the gut, skin, and other body systems — is among the most active frontiers in biomedical research, with emerging evidence linking microbiome composition to immune function, mental health, metabolic health, responses to medications, and risk of numerous chronic diseases. Diet is the primary modifiable driver of microbiome composition. NIH must maintain and expand the Human Microbiome Project and related research programs, with dedicated funding for: mechanistic studies linking microbiome composition to health outcomes; dietary intervention studies targeting microbiome modification; the role of antibiotic use in disrupting microbiome health across the lifespan; individual variation in microbiome response to dietary change; and the development of microbiome-based diagnostic and therapeutic tools. Research must be open-access and findings must be translated for clinical use.
HLTH-NUTS-0008
Proposed
Integrate nutrition into medical education and primary care practice
Nutrition education would be integrated into medical school and primary care practice, so physicians are equipped to counsel patients on diet—currently most receive fewer than 20 hours of nutrition training in medical school.
Most physicians receive fewer than twenty hours of nutrition education during medical school — an inadequate foundation for counseling patients on the diet-related chronic diseases that account for the majority of U.S. morbidity and healthcare expenditure. Federal research must fund studies on: the effectiveness of nutrition counseling interventions in primary care settings; models for integrating registered dietitians into primary care teams; the return on investment of nutrition-based interventions as preventive care; and optimal curriculum designs for increasing nutrition competency in medical, nursing, and allied health education. Findings must be used to develop federally supported curriculum guidelines for health professional education and to justify Medicare and Medicaid reimbursement for medical nutrition therapy across a broader range of diagnoses.
HLTH-VACS-0001
Proposed
Fund development of vaccines for underserved infectious disease targets
Federal funding would go toward developing vaccines for infectious diseases—like STIs, tuberculosis, and malaria—where commercial incentives alone have failed to produce vaccines despite massive need.
Vaccine development for many high-burden infectious diseases has lagged far behind need due to inadequate commercial incentive — sexually transmitted infections including HSV-2 (herpes simplex virus type 2, affecting an estimated 11.9% of Americans aged 14–49), chlamydia, gonorrhea, and syphilis have no licensed vaccines despite enormous disease burden; improved influenza vaccines with broader strain coverage and longer-lasting protection remain underfunded; RSV vaccines for adults were only recently licensed after decades of inadequate public investment. Federal research investment must prioritize: development and clinical trials for STI vaccines with promising preliminary evidence; next-generation influenza vaccines with universal or broadly protective coverage; vaccine approaches for other common infections where development has stalled due to inadequate commercial incentive; and infrastructure for rapid vaccine platform development in response to emerging infectious disease threats. NIAID must receive dedicated funding for these programs independent of annual political negotiation.
HLTH-VACS-0002
Proposed
Create a real-time, publicly accessible national vaccine safety surveillance database
A real-time, publicly accessible national vaccine safety database would be created, moving beyond the current passive reporting system that under-counts adverse events and is difficult for the public to use.
The Vaccine Adverse Event Reporting System (VAERS), jointly managed by CDC and FDA, is a passive surveillance system with significant limitations: reports are largely voluntary, cannot establish causation, are widely misunderstood by the public as documenting vaccine-caused adverse events, and are presented in formats that are not accessible to general audiences. These limitations have been actively exploited by vaccine-hesitancy advocates who cite VAERS report counts as evidence of harm. A modernized national vaccine safety surveillance system must: incorporate active surveillance through electronic health record linkage (building on the Vaccine Safety Datalink and BEST Initiative); present data in plain language that accurately communicates both what the data shows and its limitations; distinguish clearly between adverse events that occurred after vaccination and adverse events caused by vaccination; provide real-time public access to aggregate data in accessible formats; and be resourced for proactive communication in periods of heightened public concern.
HLTH-VACS-0003
Proposed
Fund the largest independent vaccine safety studies ever conducted and publish all data publicly
The federal government would fund and publish the largest independent post-market vaccine safety studies ever conducted, providing solid evidence to support public confidence.
Public confidence in vaccine safety cannot be rebuilt by assertion alone. The federal government must commission, fund, and publish the largest independent post-market vaccine safety studies ever conducted, using active surveillance methodologies, electronic health record data, and rigorous epidemiological designs capable of detecting rare adverse events if they exist. Studies must be conducted by independent researchers with no financial ties to vaccine manufacturers. Complete datasets must be published in open-access formats with sufficient documentation for independent replication and analysis. This effort is not an admission that vaccines are unsafe — the existing evidence strongly supports their safety and efficacy — but a recognition that maximum transparency is required to restore and maintain the public trust that makes vaccination programs effective. All findings, including null results, must be published promptly.
HLTH-VACS-0004
Proposed
Create a Vaccine Evidence Portal for public trust-building and plain-language communication
A permanent, publicly accessible Vaccine Evidence Portal would be established to communicate vaccine science clearly and honestly—answering real public questions with real evidence.
A federally funded, publicly accessible Vaccine Evidence Portal must be created as a permanent resource for vaccine science communication. The portal must provide: plain-language summaries of safety and efficacy evidence for all vaccines in the U.S. immunization schedule; explanations of how vaccines are tested, approved, and monitored; clear, honest descriptions of known and potential risks alongside the substantially greater risks of the diseases vaccines prevent; direct responses to common vaccine-related questions and misconceptions, with citations; a searchable database of underlying research; and evidence-based guidance for clinicians on vaccine communication with hesitant patients. The portal must be designed with health literacy principles, tested with representative public audiences, available in multiple languages, and updated continuously as evidence evolves. The portal must not be used as a promotional tool — it must be a neutral, credible, science-communication resource.
HLTH-VACS-0005
Proposed
Ensure all evidence-based vaccines are covered without cost-sharing under universal healthcare
All vaccines recommended by the CDC's Advisory Committee on Immunization Practices would be covered without any cost-sharing under universal healthcare—making vaccination free and accessible for everyone.
All vaccines recommended by the Advisory Committee on Immunization Practices (ACIP) and approved by the FDA must be covered without cost-sharing under any universal healthcare system, Medicaid, and Medicare. This coverage must extend beyond the childhood immunization schedule to include adult vaccines for influenza, COVID-19, RSV, pneumococcal disease, shingles, and all other ACIP-recommended indications. Removing cost barriers to vaccination is among the most cost-effective public health investments available: the return on investment for childhood vaccines alone has been estimated in the hundreds of dollars of healthcare cost savings per dollar of vaccine investment. Coverage must include both vaccine product costs and administration costs, and must not impose prior authorization requirements for ACIP-recommended vaccines.
HLTH-VACS-0006
Proposed
Fund research into vaccine hesitancy and evidence-based communication strategies
Federal funding would support evidence-based research into why people hesitate to vaccinate and what communication approaches effectively and respectfully address those concerns.
Vaccine hesitancy is a complex behavioral phenomenon driven by a mix of factors including distrust of institutions, misinformation exposure, cultural and religious concerns, prior negative healthcare experiences, and the failure of public health communication to meet people where they are. Dismissing vaccine-hesitant individuals as irrational does not reduce hesitancy and may increase it. NIH, CDC, and HRSA must fund research into: the psychological, social, and structural drivers of vaccine hesitancy across different communities; the effectiveness of communication interventions including motivational interviewing, trusted messenger programs, and community-based outreach; the role of social media algorithms in amplifying vaccine misinformation; and the effectiveness of de-bunking versus pre-bunking approaches to misinformation. Findings must be rapidly translated into training programs for healthcare providers and public health communicators. All research must be conducted with community partners, particularly in communities with high vaccine hesitancy, and must treat hesitancy as a solvable public health problem, not a moral failing.
HLTH-WELS-0001
Proposed
Integrate the WHO definition of health into federal healthcare policy
Federal healthcare policy would adopt a broader definition of health—one that includes mental and social well-being, not just the absence of disease—shaping how coverage and research priorities are set.
The World Health Organization's 1948 definition of health — "a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity" — establishes a standard of health that the U.S. healthcare system is not designed to achieve. American healthcare is structurally organized around the treatment of disease after it occurs, with minimal investment in the conditions that support genuine well-being. Federal healthcare policy — including research priorities, coverage definitions, quality measurement, and funding allocation — must formally adopt the WHO definition of health as the governing standard. This means that: coverage and care delivery must address social determinants; quality metrics must measure patient-reported well-being, not only mortality and morbidity; and research priorities must include interventions that improve quality of life across all dimensions of the WHO definition.
HLTH-WELS-0002
Proposed
Fund research into interventions that improve energy, mood, and daily functioning beyond disease treatment
Federal research funding would go toward understanding what actually improves energy, mood, and daily functioning beyond just treating disease—a massive research gap that affects millions of people.
The vast majority of healthcare research measures success by the absence of disease or the absence of death. Relatively little funded research asks: what interventions make people feel genuinely well — energetic, engaged, capable, socially connected, and fulfilled? This is not a trivial question. A large proportion of patients who present to primary care do not have diagnosable diseases but do experience reduced energy, poor sleep, low mood, cognitive fog, or reduced quality of life that significantly impairs daily functioning. NIH must create and fund a dedicated program for wellness and quality-of-life research, including: randomized trials of interventions targeting energy, sleep quality, mood, and functional capacity in non-clinical populations; longitudinal studies of the lifestyle, social, and environmental factors that predict long-term well-being; and the development and validation of patient-reported outcome measures for wellness dimensions beyond disease-specific measures.
HLTH-WELS-0003
Proposed
Require patient-reported outcome measures in all federally funded healthcare research
All federally funded healthcare research would be required to include patient-reported outcomes—measuring what patients actually experience—not just clinical markers that may not reflect how people actually feel.
Patient-reported outcome measures (PROMs) — standardized instruments that capture patients' own assessments of their symptoms, function, and quality of life — are underutilized in U.S. healthcare research and clinical practice despite strong evidence of their value in improving care quality and patient-provider communication. All federally funded healthcare research must include validated, disease-appropriate PROMs as primary or co-primary endpoints alongside clinical outcome measures. Healthcare quality programs including Medicare and Medicaid must incorporate standardized PROMs into quality reporting requirements. Development and validation of new PROM instruments for understudied populations and conditions must be funded. The goal is to ensure that the healthcare system measures what patients actually experience, not only what clinicians can observe or measure.
HLTH-WELS-0004
Proposed
Fund research into longevity, healthy aging, and compression of morbidity
Federal investment would support research into healthy aging and extending the years people live in good health, not just extending total lifespan.
The goal of longevity research is not simply to extend lifespan but to extend healthspan — the number of years lived in good health, with full functional capacity and quality of life. Compression of morbidity (the shift of illness and functional decline to the last period of life) represents a profound humanitarian and economic goal: enabling people to live fully until near the end of life, rather than spending years or decades in decline. The NIH National Institute on Aging must receive enhanced funding for: research into the biological mechanisms of aging and age-related decline; clinical trials of interventions that measurably extend healthspan; lifestyle, dietary, and social factors that predict healthy aging; and prevention of age-related cognitive decline. Research must include diverse populations, as aging trajectories differ substantially by sex, race, socioeconomic status, and geographic context.
HLTH-WELS-0005
Proposed
Fund mental wellness and positive psychology research, not only mental illness treatment
Research into what promotes positive mental health—not just what treats mental illness—would receive dedicated federal funding, addressing a major gap in the current research agenda.
Mental health research is dominated by the study of pathology — the mechanisms, diagnosis, and treatment of mental illness. Far less is known about the determinants of mental wellness: what enables resilience, sustains positive relationships, supports a sense of meaning and purpose, and allows people to thrive under stress. NIMH must create a dedicated program for mental wellness and positive psychology research, with particular focus on: evidence-based interventions that build resilience and psychological flexibility in general populations; the role of social connection, community belonging, and purpose in protecting mental health; environmental and structural factors that support population-level mental wellness; and the effectiveness of workplace, school, and community programs designed to reduce psychological distress before it becomes clinical illness. Research must not be limited to individually focused interventions but must examine collective and structural determinants of mental wellness.
HLTH-WELS-0006
Proposed
Redesign healthcare quality measurement to capture wellness and quality-of-life outcomes
Healthcare quality measurement would be redesigned to capture wellness and quality-of-life outcomes, not just whether a provider performed the right procedure or avoided complications.
Healthcare quality in the United States is measured primarily through process metrics (did the provider perform the recommended service?) and clinical outcome metrics (did the patient survive? did the lab value normalize?). These metrics capture a small fraction of what patients actually care about. Healthcare systems must be incentivized and required to measure what matters to patients. CMS quality programs — including those affecting hospital reimbursement, physician performance, and insurance plan ratings — must incorporate standardized patient-reported outcome measures, functional status assessments, and quality-of-life metrics as primary quality indicators. Research must fund the development, validation, and implementation of these measures across care settings and populations. Healthcare delivery system reform must make the achievement of patient-defined wellness goals — not merely the absence of clinical pathology — a central organizational objective.
HLTH-VETS-0001
The VA would be held to legally binding wait time standards, and veterans would be guaranteed access to community care providers when VA capacity cannot meet those timelines.
HLTH-VETS-0002
The VA would provide comprehensive, evidence-based mental healthcare for all veterans—including PTSD treatment using proven therapies, fully funded crisis intervention, and peer support specialists.
HLTH-VETS-0003
The VA would be fully funded to process all toxic exposure claims under the PACT Act fairly and promptly—no veteran with a covered condition would be denied due to bureaucratic delays.
HLTH-VETS-0004
The VA would provide complete healthcare for women veterans, including military sexual trauma treatment, full reproductive healthcare, and gender-specific services that have historically been underfunded.
HLTH-HOSP-0001
Health coverage would be guaranteed to all U.S. citizens and people who have lived here long-term. Residency status alone would not be grounds for denying care.
HLT-HOSP-001
The VA would provide complete healthcare for women veterans, including military sexual trauma treatment, full reproductive healthcare, and gender-specific services that have historically been underfunded.
The VA would be fully funded to process all toxic exposure claims under the PACT Act fairly and promptly—no veteran with a covered condition would be denied due to bureaucratic delays.
The VA would provide comprehensive, evidence-based mental healthcare for all veterans—including PTSD treatment using proven therapies, fully funded crisis intervention, and peer support specialists.
The VA would be held to legally binding wait time standards, and veterans would be guaranteed access to community care providers when VA capacity cannot meet those timelines.
Hospitals and health systems could not include non-compete clauses in physician employment contracts. Doctors would be free to practice medicine anywhere after leaving a job without geographic restrictions.
HLT-HOSP-001
HLTH-HOSP-0002
Planned, non-urgent procedures would be available only to people who live in the country. Emergency care would remain available to everyone regardless of where they live.
HLT-HOSP-002
When hospitals seek to merge and would control more than 30% of a local market, they would face enhanced antitrust review and be required to maintain services and cap price increases as a condition of approval.
HLT-HOSP-002
HLTH-HRGS-0001
People with severe or life-threatening conditions would receive full coverage for necessary care even if they do not meet ordinary residency requirements.
HLT-HRG-001
Medicare and Medicaid would be required to cover prescription hearing aids and audiological services for beneficiaries with documented hearing loss—not just the over-the-counter aids now available for mild cases.
HLT-HRG-001
HLTH-HRGS-0002
AI tools used in healthcare would be treated as high-risk technology, meaning they would have to meet strict safety and accountability standards before being used with patients.
HLT-HRG-002
Medicare and Medicaid would cover cochlear implants and other implantable hearing devices for all patients who meet audiological criteria, with prior authorization required to be resolved within five days.
HLT-HRG-002
HLTH-LCDS-0001
AI can help doctors, but it cannot replace them. Licensed medical professionals must remain in charge of diagnosing patients and deciding on treatment.
HLT-LCD-001
Medicare and Medicaid would cover care at Long COVID multidisciplinary clinics, including care coordination, specialist visits, physical therapy, and cognitive rehabilitation. Long COVID would also be recognized as a qualifying disability under the ADA and Social Security.
HLT-LCD-001
HLTH-LCDS-0002
AI can help a doctor think through options, but cannot make the final call. Any AI used in clinical settings must support—not replace—a physician's own judgment.
HLT-LCD-002
The NIH would be required to maintain a dedicated Long COVID research program funded at no less than $500 million annually, focused on finding biomarkers, understanding mechanisms, and identifying effective treatments.
HLT-LCD-002
HLTH-ORDS-0001
Before an AI tool can be used with real patients, it must have solid proof that it is safe, works as claimed, and does not treat some patient groups less fairly than others.
HLT-ORD-001
The Orphan Drug Act would be reformed to prevent pharmaceutical companies from abusing its special market protections by applying for rare-disease status for sub-groups of common diseases just to charge monopoly prices.
HLT-ORD-001
HLTH-ORDS-0002
Once deployed, AI systems in healthcare must be continuously watched for errors, bias, and harmful outcomes—not just tested once before launch.
HLT-ORD-002
Drugs for rare diseases that were developed with substantial federal research funding would be required to be priced at cost plus a capped markup, and could not use patent strategies to block generic competition after exclusivity expires.
HLT-ORD-002
HLTH-PANS-0001
AI cannot independently diagnose a patient or prescribe treatment on its own. A qualified human must always be in the loop and accountable for those decisions.
HLT-PAN-001
For patients with a confirmed chronic pain diagnosis, insurance could not use prior authorization to delay access to physical therapy, occupational therapy, or non-opioid pain treatments by more than 72 hours. Opioids could not be required as a first step before accessing alternatives.
HLT-PAN-001
HLTH-PBMS-0001
An insurer's AI system cannot be used to deny, restrict, or cut off medically necessary care. Any denial must be made by an independent human reviewer, not an algorithm.
HLT-PBM-001
Pharmacy benefit managers—the middlemen who manage drug benefits—could not charge plans more for a drug than they pay the pharmacy (spread pricing). All manufacturer rebates would have to go directly to patients or the plan, not be kept by the PBM.
HLT-PBM-001
HLTH-PBMS-0002
When a human reviewer is required to check an AI decision, they must genuinely think it through themselves—they cannot simply rubber-stamp whatever the AI recommended.
HLT-PBM-002
PBMs operating nationally would need to obtain a federal license and publicly disclose all contracts, rebate arrangements, and compensation structures, so the people paying for drug coverage can see what they are actually paying for.
HLT-PBM-002
HLTH-PBMS-0003
AI can be used to speed up approvals for care, but it cannot be the primary reason care is denied. Denials still require independent human clinical review.
HLT-PBM-003
PBMs could not design drug benefit structures to steer patients toward pharmacies the PBM owns or makes money from, or make brand-name drugs cheaper than generics to push patients toward more expensive options.
HLT-PBM-003
The following rules address gaps identified in this pillar's adversarial audit and are under review for inclusion in the next policy cycle.
HLT-HRG-001
HLT-HRG-002
HLT-LCD-001
HLT-LCD-002
HLT-ORD-001
HLT-ORD-002
HLT-PAN-001
HLT-PBM-001
HLT-PBM-002
HLT-PBM-003
HLT-HOSP-001
HLT-HOSP-002
HLTH-HSPC-0001
Hospice providers could not discharge a patient simply because they were becoming expensive or nearing the Medicare spending cap. Discharge must be based on medical grounds, not financial ones.
HLTH-HSPC-0002
All Medicare-certified hospice providers would be required to maintain minimum staffing levels—including nursing and social work—to ensure patients receive consistent, quality end-of-life care.
HLTH-HSPC-0003
All Medicare-certified hospice providers would have to fully disclose their ownership structure, including private equity ownership chains, so the public can see who profits from hospice care.
HLTH-HSPC-0004
The physician certifying that a patient is terminal—which is required for hospice enrollment—must be independent and not financially connected to the hospice provider.
HLTH-HSPC-0005
Hospice providers would be required to be capable of providing around-the-clock nursing care during medical crises, and have access to inpatient hospice care when needed.
HLT-REPRO-001
HLT-REPRO-002
HLT-REPRO-003
HLTH-DRUG-0001
Medicare would be required to negotiate prices directly with pharmaceutical companies for all drugs it covers, not just a small list. This is how the VA already operates and it produces much lower prices.
HLTH-DRUG-0002
Insulin, epinephrine auto-injectors, naloxone, and other essential medicines could not be priced above what other wealthy countries pay for the same drugs.
HLTH-DRUG-0003
Pharmacy benefit managers (PBMs)—the middlemen who negotiate drug prices—would have to pass every dollar of manufacturer rebates directly to patients to reduce their out-of-pocket costs.
HLTH-DRUG-0004
Americans would be allowed to safely import prescription drugs from Canada and other comparable countries, where the same medications often cost a fraction of the U.S. price.
HLTH-DRUG-0005
Drug companies could not pay competitors to delay releasing generic versions of their drugs. These pay-for-delay deals would be treated as illegal antitrust violations.
HLTH-DRUG-0006
Drug manufacturers seeking FDA approval would be required to publicly disclose their full research, development, and marketing costs, so the public can assess whether prices are justified.
HLTH-UNIV-0001
The U.S. would transition to a universal, publicly administered single-payer healthcare system, covering every resident with no premiums or cost barriers to essential care.
HLTH-UNIV-0002
While the U.S. works toward universal coverage, a robust public option would be immediately available to every American, offering comprehensive coverage at low or no cost as a bridge to the full system.
HLTH-UNIV-0003
A plan would be developed to transition from the current multi-payer system to a universal system in a way that minimizes disruption to patients, workers, and providers.
HLTH-UNIV-0004
The universal healthcare system would cover all medically necessary services, including mental health, dental, vision, long-term care, and reproductive healthcare.
HLTH-RURL-0001
No rural hospital could close without federal review and approval. Critical access hospitals would receive guaranteed minimum operating support to remain viable.
HLTH-RURL-0002
The federal government would declare a rural maternal health emergency and fund comprehensive programs to address the gap in maternal care and death rates in rural communities, where OB services have largely disappeared.
HLTH-RURL-0003
Telehealth would be permanently available under Medicare and Medicaid at the same reimbursement rates as in-person care, including audio-only services for people without reliable internet access.
HLTH-RURL-0004
Every hospital would be required to meet federal minimum nurse-to-patient ratios, and nurses could not be required to work mandatory overtime—protecting both patient safety and the health of care workers.
HLTH-LTSS-0001
Federal law would set minimum nurse staffing ratios for all nursing homes that receive Medicare or Medicaid funding. Operators who repeatedly understaff would face criminal liability, not just fines.
HLTH-LTSS-0002
Medicaid would be required to cover home- and community-based services for all eligible people as a guaranteed entitlement—no waiting lists would be allowed.
HLTH-LTSS-0003
Home health aides and personal care workers paid through Medicaid would earn a minimum of $25 per hour with full benefits, equal to what equivalent workers earn in nursing facilities.
HLTH-LTSS-0004
Congress would address the elder care worker shortage through new immigration pathways for care workers, student loan forgiveness for direct care staff, and integration with paid family and medical leave policies.
HLTH-VBEN-0001
The VA disability rating system would be reformed to eliminate the zero-percent non-compensable rating, ensure combined ratings reflect actual functional impairment, and guarantee annual cost-of-living adjustments tied to Social Security COLA.
HLTH-VBEN-0002
The VA would be legally required to process all disability claims within 125 days, with emergency adjudicators for terminal or crisis cases and a new veterans benefits court for the most urgent appeals.
HLTH-VBEN-0003
The VA's caregiver support program would be expanded to cover veterans of all eras, with monthly stipends reflecting real home health aide costs and federally provided health insurance for family caregivers.
HLTH-VBEN-0004
The requirement that surviving military spouses choose between their survivor benefit plan and their dependency and indemnity compensation would be fully repealed—surviving spouses would receive both benefits in full, plus lifetime TRICARE coverage.
HLTH-REPR-0001
Congress would codify the right to abortion access in federal law, ensuring that right is protected regardless of what individual states decide, with clear medical exceptions and no gestational bans inconsistent with medical practice.
HLTH-REPR-0002
The U.S. would commit to cutting its maternal mortality rate in half within five years through mandatory state mortality review committees, obstetric emergency standards, and targeted funding to address racial disparities.
HLTH-REPR-0003
All FDA-approved contraceptive methods would be available without a prescription, covered by every health insurance plan at zero cost, and covered by Medicaid everywhere—backed by $500 million annually for comprehensive sex education.
HLTH-REPR-0004
A federal reparative justice program would compensate survivors of state-sanctioned sterilization. Coercive sterilization in prisons, immigration detention, and institutions would be permanently prohibited and subject to criminal penalties.
HLTH-ADTX-0001
All addiction treatment centers that accept insurance or federal money would need to meet federal safety and quality standards, and prove they use evidence-based treatments. Paying someone to steer a vulnerable patient to a high-profit center would become a serious federal crime.
HLTH-ADTX-0002
Doctors could prescribe proven addiction medications like buprenorphine without navigating extra regulatory hurdles, and all insurance plans would have to cover FDA-approved addiction treatments without requiring prior approval first. This removes the biggest barriers keeping people with opioid addiction from getting the most effective help available.
HLTH-ADTX-0003
A permanent federal fund of at least $10 billion a year would support addiction treatment services, with priority given to rural areas and communities hit hardest by overdose deaths. States would be required to show the money is actually reaching people who need it.
The United States is the only wealthy nation without universal healthcare, resulting in worse health outcomes, higher costs, and profound inequities.[1] The current system is structured around insurance companies whose business model depends on denying care, minimizing payouts, and extracting maximum premiums while providing minimum coverage. This creates perverse incentives where profitability is inversely correlated with patient health.
Single-payer universal healthcare—where the government acts as the sole insurer for all medically necessary care—eliminates these incentives. Administrative costs drop dramatically when billing complexity disappears. Bargaining power over drug prices and medical services increases. Universal coverage eliminates the phenomena of medical bankruptcy, coverage gaps during job transitions, and the terrifying calculus of whether one can afford necessary treatment. Countries with single-payer or universal multi-payer systems consistently outperform the U.S. on life expectancy, infant mortality, chronic disease management, and patient satisfaction while spending far less per capita.
Critics argue that single-payer systems lead to long wait times, rationing, and reduced quality. This is empirically false. Wait times in countries like Canada, the UK, and Scandinavian nations are comparable to or better than U.S. wait times for non-emergency care, and emergency care is faster because everyone has guaranteed access. "Rationing" already exists in the U.S.—it's just rationed by ability to pay rather than by medical need. Quality concerns ignore that the U.S. ranks poorly on most objective health metrics despite spending twice as much per capita as comparable nations.
The transition to single-payer is politically complex, requiring displacement of an entrenched insurance industry that employs hundreds of thousands and spends billions on lobbying. This pillar acknowledges that transition by establishing immediate protections—aggressive regulation of existing insurers to prevent harm—while building toward the structural goal of universal care. Transition-state reforms are not compromises; they are necessary steps that improve care now while creating the political and operational conditions for full implementation.
Even before universal care is achieved, the existing insurance system can and must be reformed. Current practices are designed to maximize denials while maintaining plausible deniability. Prior authorization systems require providers to obtain insurer approval before performing medically necessary procedures, creating administrative burdens that delay care, waste physician time, and often result in denials based on cost rather than medical appropriateness. Studies show that prior authorization delays cancer treatments, cardiac interventions, and psychiatric care, leading to worse outcomes and preventable deaths.[4]
Denial rates vary wildly by insurer, with some plans denying 20-30% of claims initially,[7] knowing that most patients and providers will not appeal. When appeals do occur, reversal rates are high—often 50% or more—demonstrating that initial denials were not medically justified. This is not a bug; it's the system working as designed. Every denied claim is money saved, and the burden of proof falls on the patient or provider to fight back.
The rules in this pillar address these abuses directly. Prior authorization must be limited to categories with clear evidence of necessity (HLT-PAU-001). Timelines for coverage decisions must be strict, with presumptive approval if timelines are not met (HLT-STD-005, HLT-STD-007). Denial rates, delay patterns, and reversal rates must be publicly reported (HLT-COV-020). Repeated unjustified denial triggers penalties and potential loss of plan participation authority (HLT-COV-021). Independent external review ensures that denials are not simply rubber-stamped by the same entity that issued them (HLT-APL-003).
Pharmaceutical pricing in the U.S. is unregulated, leading to life-threatening shortages and unaffordable medications. Drug companies charge Americans significantly more than patients in other countries for identical medications,[5] exploiting the lack of price negotiation by Medicare and the fragmentation of the insurance market. Insulin, a century-old drug that costs a few dollars to produce, is sold for hundreds of dollars per vial, forcing diabetic patients to ration doses or forego treatment entirely.
Beyond pricing, the regulatory system for controlled substances creates artificial shortages. The DEA sets annual production quotas for medications like Adderall, Ritalin, and opioid pain medications. These quotas are often set conservatively, failing to account for real-world medical demand.[2] When shortages occur, patients with ADHD, chronic pain, or other conditions face treatment disruptions, with devastating consequences for employment, mental health, and quality of life.
The rules in this pillar address these failures by requiring drug coverage systems to include broad access to medically necessary prescriptions (HLT-RX-001), prohibiting formularies as hidden denial systems, and ensuring fast exception pathways when formulary restrictions conflict with individualized medical need (HLT-RX-002). Critically, production quotas for controlled medications must be set at levels that ensure reliable patient access and may not create artificial shortages (HLT-RX-005). Controlled substance quotas must be based on real-world medical demand, prescribing data, and public health needs (HLT-RX-007). When shortages occur, regulators must act rapidly to restore access (HLT-RX-008).
Step-therapy requirements—where insurers force patients to try cheaper medications first, even when a physician has already determined they are inappropriate—are prohibited where medically harmful (HLT-RX-003). Patients receiving ongoing treatment with controlled medications cannot have care disrupted due to supply shortages or administrative barriers beyond their control (HLT-RX-011).
The Mental Health Parity and Addiction Equity Act of 2008 required insurers to cover mental health and substance use treatment on par with physical health coverage. Fifteen years later, parity remains largely a legal fiction. Insurers systematically under-cover mental healthcare through narrower provider networks, harsher utilization controls, higher denial rates, and lower reimbursement rates that drive providers out of network.
Patients seeking mental health treatment face months-long wait times, out-of-pocket costs for out-of-network providers (because in-network providers are unavailable), and arbitrary session limits.[3] Insurers deny claims for "lack of medical necessity" using opaque criteria that override licensed clinical judgment. Crisis services are under-funded and under-available, leading to psychiatric emergencies being handled by police and emergency rooms rather than appropriate mental health facilities.
The rules in this pillar enforce true parity by prohibiting insurers from imposing narrower networks, harsher utilization controls, or lower practical access for mental healthcare than for physical healthcare (HLT-COV-030). Coverage must include talk therapy, psychiatric care, crisis services, and medically appropriate longer-term treatment (HLT-COV-029). Where evidence and law support it, coverage should include emerging therapies such as psychedelic-assisted treatment under appropriate medical supervision (HLT-COV-031).
Enforcement is critical. Public reporting of denial rates, network adequacy, and access complaints (HLT-OVR-001) creates accountability. Oversight bodies must have authority to investigate systemic failures and impose meaningful penalties (HLT-OVR-002). Repeated failures trigger corrective action, restitution, or suspension of plan participation (HLT-OVR-004).
AI systems are being deployed rapidly in healthcare settings, from diagnostic assistance tools to automated prior authorization systems. The potential benefits are real: AI can identify patterns in medical imaging that human radiologists miss, predict patient deterioration before clinical symptoms appear, and accelerate drug discovery. But the risks are profound, and current regulatory structures are inadequate.
The most immediate danger is the use of AI to automate denials. Insurers are increasingly using AI systems to review prior authorization requests and flag cases for denial. These systems are often opaque, unvalidated, and biased. They prioritize cost reduction over patient outcomes. Critically, they allow insurers to claim that denials are "objective" and "data-driven" while concealing the fact that the AI was trained to maximize denials within plausible medical language.
The rules in this pillar establish that AI may not be used to deny, restrict, or limit medically necessary care (HLT-AI-007). Any decision that would result in denial must be made directly and independently by a qualified human reviewer (HLT-AI-007). Human reviewers must exercise independent clinical judgment and may not rely solely on AI-generated recommendations when making decisions that affect access to care (HLT-AI-007A). AI systems may be used to assist or expedite approval of care but may not be used as the primary basis for denial, restriction, or reduction of care (HLT-AI-007B).
Crucially, absence of AI approval or recommendation may not be used as evidence, justification, or implicit basis for denial, restriction, or limitation of care (HLT-AI-007D, HLT-AI-007E). This prevents insurers from using "the AI didn't flag this as appropriate" as a procedural trap to justify denial.
Beyond denial systems, AI in clinical settings must meet strong evidence standards for safety, efficacy, and bias before deployment (HLT-AI-004). AI systems may support but not replace licensed medical professionals in diagnosis, treatment decisions, or patient care (HLT-AI-002). AI may not independently diagnose or prescribe treatment without qualified human oversight and accountability (HLT-AI-006). Patients have the right to receive care from human providers and may not be forced into AI-only care pathways (HLT-AI-011).
Healthcare data used by AI systems must be treated as highly sensitive with strict protections against misuse or unauthorized access (HLT-AI-013). Healthcare data may not be used for advertising, profiling, or unrelated commercial purposes (HLT-AI-014). Training data must meet strict ethical, legal, and consent standards, including safeguards against re-identification (HLT-AI-015). AI systems must fail safely and defer to human providers when uncertain (HLT-AI-016).
AI deployment must not worsen disparities in healthcare access or outcomes (HLT-AI-019). AI systems must be evaluated and mitigated for bias across race, gender, socioeconomic status, and other protected characteristics (HLT-AI-018). Healthcare AI policy and approvals must be grounded in transparent, evidence-based science and protected from political, ideological, or commercial distortion (HLT-AI-023).
AI systems in mental health contexts present unique dangers that justify the extensive protections in this pillar. Unlike physical health AI, which operates on measurable physiological data, mental health AI operates on subjective, highly contextual emotional and behavioral data. The stakes include not just health outcomes but autonomy, dignity, privacy, and the risk of misuse in coercive settings.
AI systems marketed for mental health support—chatbots, companion apps, mood trackers—are proliferating with minimal oversight. Many deceptively present themselves as human-like, cultivate emotional dependency, and collect highly sensitive data without adequate privacy protections. Users, especially minors, may disclose suicidal ideation, trauma, or other sensitive information to systems that are not equipped to respond appropriately and may share data with third parties.
The rules in this pillar establish that AI systems in mental health must be regulated as high-risk (HLT-MHC-002). AI may not replace licensed clinicians in diagnosis, crisis assessment, involuntary treatment decisions, or other high-risk mental health determinations (HLT-MHC-003). AI may not serve as the sole decision-maker in suicide risk assessment, crisis intervention, or emergency mental health response (HLT-MHC-004). A clearly identifiable licensed human professional must remain accountable for all high-risk mental health decisions involving AI systems (HLT-MHC-005).
AI systems marketed for mental health support may not deceptively present themselves as human therapists, clinicians, or trusted personal relationships (HLT-MHC-009). AI systems may not be designed to cultivate emotional dependency, attachment, or compulsive engagement in users seeking mental health support (HLT-MHC-010). Any AI system offering mental health support must clearly disclose that it is not a human and must state its limits in plain language (HLT-MHC-011).
Special protections are required for minors (HLT-MHC-012). Conversational AI designed for emotional or behavioral interaction is banned for children under 8 years old (HLT-MHC-038). Graduated age-based restrictions apply to older minors (HLT-MHC-039), with strict limitations on data collection, interaction patterns, and behavioral influence mechanisms (HLT-MHC-040).
Mental health AI systems must include clear escalation pathways to human crisis resources, emergency services, or licensed care when high-risk indicators are detected (HLT-MHC-013). AI systems may not provide false reassurance or simulate certainty in crisis situations beyond validated capability (HLT-MHC-014). Where uncertain or out of scope, AI systems must fail safely and direct users to human care rather than improvising unsupported guidance (HLT-MHC-015).
Mental health AI data is treated as highly sensitive health data with enhanced privacy protections (HLT-MHC-016). Mental health AI data may not be sold, shared for advertising, or used for unrelated profiling or commercial targeting (HLT-MHC-017). Mental health data inferred or collected by AI systems may not be used by employers, insurers, schools, or landlords to deny opportunity, coverage, or access (HLT-MHC-018).
AI systems may not be used coercively in schools, workplaces, prisons, detention facilities, or public benefits systems without strict legal safeguards (HLT-MHC-024, HLT-MHC-026, HLT-MHC-027, HLT-MHC-028). AI systems may not be used to enforce behavioral conformity or ideological compliance under the guise of mental health support (HLT-MHC-025). Schools may not rely on opaque AI mental health or risk-scoring tools to label, discipline, or surveil students (HLT-MHC-026). Jails, prisons, and detention facilities may not use AI mental health tools to justify isolation, restraint, forced treatment, or punishment without rigorous human review and legal safeguards (HLT-MHC-027).
People retain the right to access human mental healthcare and may not be forced into AI-only mental health services because of cost, convenience, or availability policies (HLT-MHC-023, HLT-MHC-030). AI systems may not be used as a substitute for access to licensed mental health care where such care is medically appropriate (HLT-MHC-030).
Telehealth—medical consultations and services delivered remotely via video, phone, or digital platforms—has the potential to dramatically reduce geographic barriers to care. Rural communities, which face severe shortages of primary care physicians, specialists, and mental health providers, can access care without traveling hours to urban centers. Patients with mobility limitations, chronic conditions requiring frequent check-ins, or mental health needs can receive care more conveniently and consistently.
The COVID-19 pandemic forced rapid expansion of telehealth, demonstrating its viability and patient acceptance. However, regulatory barriers remain. Many states restrict telehealth practice across state lines, requiring providers to be licensed in the state where the patient is located. This fragments care and limits provider availability. Insurance coverage for telehealth is inconsistent, with some plans covering only limited services or requiring in-person visits for initial consultations.
The rules in this pillar require telemedicine to be available without regional restriction (HLT-TEL-001), eliminating state-based licensing barriers that prevent patients from accessing providers in other states. Telemedicine should serve as an access equalizer (HLT-TEL-002), particularly for rural and underserved communities. Coverage systems must include telehealth on parity with in-person care, without imposing arbitrary limitations or higher cost-sharing.
Emergency care is uniquely coercive—patients cannot shop around, negotiate prices, or decline care when facing life-threatening conditions. Yet emergency care is one of the most common sources of catastrophic medical debt. Ambulance rides cost thousands of dollars and are often out-of-network even when the patient's insurance covers the hospital. Emergency room visits result in surprise bills from out-of-network providers—anesthesiologists, radiologists, specialists—who happen to be working in an in-network hospital. Patients face bills for tens or hundreds of thousands of dollars for emergency surgeries, trauma care, or extended ICU stays.
The rules in this pillar establish that emergency care must be free for all (HLT-EMS-001), including ambulance services and follow-up care (HLT-EMS-002). This eliminates medical debt at the point of crisis and ensures that no one delays calling an ambulance or going to the emergency room because they cannot afford it. Emergency care is funded through the universal healthcare system (long-term goal) or through dedicated public funding (transition state).
Reproductive healthcare—including abortion, contraception, gender-affirming care, and protection against forced surgeries for intersex babies—is under constant political attack. The overturning of Roe v. Wade in 2022 eliminated federal protection for abortion rights, leading to state-level bans that endanger lives, force patients to travel hundreds of miles for care, and criminalize providers. Maternal mortality in the United States is the highest among wealthy nations and has risen in recent years; Black women die from pregnancy-related causes at more than twice the rate of white women, a disparity that persists across income and education levels and reflects systemic failures in how care is delivered.[6] Contraception access is threatened by efforts to redefine emergency contraception and IUDs as "abortifacients." Gender-affirming care for transgender individuals faces bans and restrictions framed as "protecting children" but designed to eliminate access for adults as well.
This pillar establishes that reproductive healthcare is part of the mandatory floor of medically necessary care (HLT-COV-022) and must be protected from political interference (HLT-STD-002). Coverage systems must include abortion, contraception, gender-affirming care, and other reproductive services. Coverage decisions must be evidence-based and may not be restricted by partisan ideology or state-level bans.
Federal protection for reproductive healthcare is critical to prevent a patchwork of conflicting state laws that create profound inequities. The right to abortion, contraception, and gender-affirming care should not depend on which state one lives in or can afford to travel to. Universal healthcare structures provide the mechanism to ensure nationwide access regardless of state politics.
Pharmaceutical and medical research is heavily biased toward commercially profitable conditions—cancer, cardiovascular disease, metabolic disorders—while neglecting conditions that are stigmatized, affect smaller populations, or lack wealthy patient advocacy groups. Sexually transmitted infections, despite being widespread and preventable, receive minimal research funding. Chronic pain, obesity, and addiction are under-researched relative to their public health impact. Rare diseases affecting small populations are often ignored because they lack market incentives for drug development.
The rules in this pillar require public healthcare and research policy to increase funding for neglected conditions, medications, and treatment gaps that lack commercial incentives but have significant public-health impact (HLT-RSR-001). Research priorities should include stigmatized or less commercially attractive conditions (HLT-RSR-002). Healthcare governance must not allow commercial buzz or market hype to determine research priority at the expense of real public-health need (HLT-RSR-003).
AI may be used to accelerate medical research and drug development, provided it meets safety, transparency, and ethical standards (HLT-AI-020). Funding should support research into under-studied conditions, treatments, and medications, including diseases that are historically neglected or lack commercial incentives (HLT-AI-021, HLT-AI-022).
Substance use disorder is a medical condition, not a moral failing. Yet treatment systems are often punitive, coercive, and ineffective. Many rehabilitation facilities use outdated or abusive practices—forced labor, religious indoctrination, isolation, and pseudoscientific treatments—while claiming to provide evidence-based care. Patients are often court-ordered into these facilities with no choice or oversight. Insurance coverage for addiction treatment is minimal, forcing patients into low-quality or exploitative programs.
The rules in this pillar establish national rehabilitation standards (HLT-REB-001) requiring evidence-based treatment (HLT-REB-002) and banning abusive practices (HLT-REB-003). Rehabilitation systems must be transparent (HLT-REB-004), accessible (HLT-REB-005), and subject to oversight and audits (HLT-REB-006). Voluntary treatment options should be expanded (HLT-REB-007).
Addiction must be treated as a medical condition (HLT-STD-012), with harm reduction strategies integrated into care (HLT-STD-013). Harm reduction—including needle exchange programs, supervised consumption sites, and medication-assisted treatment—reduces overdose deaths, disease transmission, and social harms while maintaining dignity and autonomy for people who use drugs. These strategies are evidence-based and proven effective in countries that have implemented them.
Rural communities face severe healthcare access gaps. Rural hospitals are closing at alarming rates,[8] forcing residents to travel hours for emergency care. Primary care physicians, specialists, and mental health providers are scarce. Obstetric care is often unavailable, leading to dangerous outcomes for pregnant patients. Pharmacy access is limited, making medication adherence difficult.
The rules in this pillar address these gaps through multiple mechanisms: nationwide network adequacy requirements ensure that rural patients have access to care without unreasonable travel (HLT-NET-001, HLT-NET-002). Telehealth expansion allows rural patients to access specialists and mental health providers remotely (HLT-TEL-001, HLT-TEL-002). Out-of-network protections ensure that rural patients are not penalized when local in-network providers are unavailable (HLT-NET-003). Emergency care guarantees ensure that rural patients can access ambulance services and emergency rooms without cost barriers (HLT-EMS-001, HLT-EMS-002).
Universal single-payer healthcare further addresses rural access by eliminating the fragmented insurance market that makes rural healthcare financially unviable. When all patients are covered under a single system, rural hospitals and providers have stable funding and can focus on care delivery rather than billing complexity and insurance negotiations.
Under the current system, most Americans receive health insurance through their employers. This creates profound vulnerabilities: losing one's job means losing healthcare, often at the moment of greatest need. High-deductible plans shift costs onto workers while nominally providing coverage. Small businesses struggle to afford coverage, forcing them to offer inadequate plans or forgo coverage entirely.
The rules in this pillar establish employer obligations during the transition period. Employers may not satisfy healthcare obligations by offering only high-deductible plans that shift unreasonable cost burden onto workers (HLT-EMP-001). Employers should be required to pay the full premium cost of employee health coverage, subject to clearly defined exceptions and small-business supports (HLT-EMP-002, HLT-EMP-003). Employer-based coverage rules must be structured to prevent underinsurance disguised as nominal coverage (HLT-EMP-004).
These rules are transition-state protections. The long-term goal is to eliminate employer-based coverage entirely by moving to universal single-payer healthcare. Employer-based coverage is inefficient, inequitable, and ties healthcare to employment status in ways that reduce labor mobility, trap workers in bad jobs, and create coverage gaps during transitions. Universal healthcare severs this link, providing coverage to all regardless of employment status.
The federal Right to Try Act of 2018 (Pub. L. 115-176) was framed as a breakthrough for patient autonomy — a law that would allow terminally ill patients to access investigational drugs outside the clinical trial system. In practice, its scope is far narrower than advertised and its limitations reveal exactly what a stronger framework must address.[9] The 2018 law applies only to patients with life-threatening or terminal diagnoses who have exhausted approved options and are unable to participate in clinical trials. It does not extend to serious but non-terminal conditions. It does not require manufacturers to provide access — a manufacturer can refuse with no legal consequence. It provides no mechanism for the government to compel participation. And it generates no systematic outcome data, meaning each access instance disappears without contributing to the scientific record. The law created a right with almost no path to exercise it.
The existing FDA Expanded Access (Compassionate Use) program is, in many respects, more effective. The FDA approves the substantial majority of individual patient expanded access requests. But it too has limitations: manufacturers must cooperate, timelines are unpredictable, the process is bureaucratically demanding for treating physicians, and like the 2018 Right to Try Act, it was primarily designed for terminal illness. Neither framework adequately addresses the patient with a serious, disabling, quality-of-life-destroying condition for whom no approved treatment exists or works — the treatment-resistant depression patient, the patient with a rare neurological disorder, the patient whose chronic pain is unresponsive to all available options.
The new HLT-RTT framework in this pillar broadens access to this population while building in the protections that the 2018 law omitted: mandatory physician oversight, informed consent with second opinion, eligibility criteria reviewed by an independent medical board, and a data contribution requirement that transforms every access instance into a contribution to the research base. The framework protects all three parties simultaneously. The patient is protected by eligibility requirements, informed consent, physician oversight, and anti-exploitation rules. The physician is protected by clear liability shields for good-faith protocol-compliant treatment. The government is protected by an explicit preservation of FDA and DEA regulatory authority — the framework creates no path to commercial access and does not constrain the agencies' ability to restrict or revoke access.
The scheduling reform component (HLT-RTT-010) addresses what is perhaps the deepest structural problem: the DEA's Schedule I classification, which defines substances as having "no currently accepted medical use," has been applied to substances with growing peer-reviewed evidence of therapeutic value. Psilocybin received FDA Breakthrough Therapy designation for treatment-resistant depression in 2018 and for major depressive disorder in 2019, recognizing that the evidence base justified expedited development — but it remains Schedule I.[10] MDMA Phase 3 clinical trials showed significant efficacy for PTSD before the FDA issued a Complete Response Letter to Lykos Therapeutics in August 2024, citing manufacturing and data integrity concerns unrelated to therapeutic potential — the underlying research base remains significant. Esketamine, a ketamine derivative, received FDA approval in March 2019 for treatment-resistant depression under the brand name Spravato, establishing the precedent that rapid-acting dissociative compounds can meet FDA standards for psychiatric indications.[11] Oregon voters passed Measure 109 in November 2020 creating a supervised psilocybin services framework — the first state-level program of its kind. Colorado voters passed Proposition 122 in November 2022 expanding access further. These state-level experiments are generating the very real-world data that federal scheduling reform should be drawing on.
The scheduling review provision does not direct specific outcomes — it does not automatically legalize or approve any substance. It requires that the DEA and FDA conduct evidence-based reviews using scientific criteria rather than political ones, and that the result of those reviews be implemented. The rule applies to any substance that meets the criteria, not a fixed list. The specific examples — psilocybin, MDMA, ketamine, cannabis — are illustrative of the problem, not exhaustive.
The United States has the most productive biomedical research enterprise in the world, built in large part on federal investment through the National Institutes of Health, the National Science Foundation, and agency-level research programs. NIH alone funds the basic research underlying an estimated one-third to one-half of all new drug approvals, at a budget of approximately $47 billion in FY2024 — making it the world's largest public funder of biomedical research.[12] Yet this investment is treated as a discretionary budget line, subject to year-by-year political negotiation and routine use as a tool of deficit reduction. The consequence is a research enterprise that is chronically underfunded relative to need, fragmented by the uncertainty of annual appropriations, and increasingly dependent on industry partnerships that introduce commercial conflicts of interest at the heart of publicly funded science.
The commercial bias problem is structural. Pharmaceutical companies have strong incentives to fund research into profitable conditions and to suppress or delay publication of negative results that would reduce market size. Studies have consistently found that industry-funded trials are more likely to report positive results than independently funded trials examining the same interventions — not because industry researchers are dishonest, but because the incentive structures of industry funding systematically select for positive outcomes from study design through publication.[13] The result is an evidence base that overrepresents profitable treatments and underrepresents the full range of options that serve patient needs. Public research investment exists precisely to correct this bias — to fund the research that markets will not fund, generate the evidence that commercial incentives suppress, and ensure that the scientific basis for medical decision-making reflects public health rather than profit.
The reproducibility crisis — the finding that a substantial fraction of published scientific results cannot be independently replicated — is a public health problem, not merely an academic embarrassment. When unreproducible results inform clinical guidelines, drug approvals, or public health interventions, patients receive treatments that do not work and miss treatments that do. The publication bias that favors positive results is a direct contributor: studies that find no effect are rarely published, creating a false picture of the evidence base. The rules in this pillar address this by requiring dedicated funding for replication studies and mandating that federally funded journals and repositories accept and publish negative results without discrimination (HLT-SCI-005).
The open access mandate (HLT-SCI-003) builds on the Biden administration's August 2022 OSTP memo requiring all federally funded research to be made freely available to the public, removing the twelve-month embargo period that had been the prior standard.[14] The principle is simple: research funded by taxpayers belongs to the public. Paywalled access to publicly funded findings is a subsidy to private publishers at the expense of the physicians, patients, researchers, and policymakers who need that information. Open access reduces this subsidy and democratizes access to the scientific record.
The rules protecting scientific advisory bodies from political interference (HLT-SCI-006) address a documented pattern of administrations of both parties appointing, removing, or ignoring advisory committee members whose scientific findings are politically inconvenient. Scientific advisory committees exist precisely to provide the government with independent expert judgment. When political appointees can remove committee members for their findings, or when agencies can overrule advisory committee recommendations without public justification, the independence that makes those committees valuable is destroyed. The rule requires published dissenting opinions when agency decisions diverge from advisory committee recommendations — not to bind agencies, but to make the divergence visible and publicly accountable.
The evidence base for preventative care reducing long-term healthcare costs is among the most well-established findings in health economics. Routine screenings, annual physicals, and metabolic assessments detect conditions — cancer, cardiovascular disease, diabetes, hypertension — at stages when intervention is far less costly and far more effective. The CDC estimates that approximately 80 percent of premature deaths from chronic diseases could be prevented or delayed through early intervention and lifestyle modification, yet utilization of preventative services remains low, in part because cost-sharing and coverage gaps create financial barriers to care that is supposed to be free.[15] A coverage framework that mandates true zero-cost preventative access — including mental health screenings and annual wellness visits — is not a generosity policy; it is a cost-containment policy with substantial downstream savings.
Weight management is healthcare. Obesity is a complex, multifactorial chronic condition with established genetic, hormonal, metabolic, and environmental determinants — not a character defect or the product of insufficient willpower. It is associated with significantly elevated mortality risk and is a primary driver of type 2 diabetes, cardiovascular disease, sleep apnea, joint disease, and several cancers. Treatment — including nutrition counseling, medically supervised programs, FDA-approved medications, and bariatric surgery where clinically appropriate — reduces these downstream burdens substantially, producing long-term cost offsets that exceed the cost of treatment itself. Categorical exclusion of weight management from coverage is both medically indefensible and economically irrational. The stigma that treats obesity as a lifestyle choice rather than a medical condition has no place in coverage policy.
Chronic pain imposes an extraordinary and underappreciated burden on the United States. The Institute of Medicine's landmark 2011 report, Relieving Pain in America, estimated that chronic pain affects approximately 100 million Americans and costs the U.S. economy between $560 billion and $635 billion annually in medical treatment and lost productivity — more than the annual cost of cancer, heart disease, or diabetes.[16] Despite this scale, chronic pain is frequently undertreated, mismanaged, or channeled exclusively into opioid prescribing, producing both inadequate outcomes and substantial addiction risk. A coverage framework that treats chronic pain as a primary medical condition — covering the full spectrum of pain management, rehabilitation, and investigational treatment — addresses both the human cost and the economic cost of a condition that the current system routinely fails.
The case for covering quality-of-life-diminishing conditions, including cosmetic and reconstructive procedures with a documented mental health basis, rests on the same clinical logic as any other covered care. Body dysmorphic disorder, gender dysphoria, and the psychological sequelae of burn injuries, disfigurement, and visible asymmetry are recognized medical conditions with established diagnostic criteria and medical treatment pathways. When a licensed psychiatrist or psychologist documents that a condition causes clinical-level distress that substantially impairs daily functioning, covering corrective treatment is not indulgent — it is the same logic that covers surgery for any other condition causing documented functional impairment. The standard is clinical determination, not aesthetics or social convention.
Rights without enforcement are aspirations. The comprehensive protections in this pillar require robust transparency, oversight, and enforcement mechanisms to prevent insurers, providers, and AI vendors from finding loopholes or engaging in regulatory arbitrage.
Coverage entities must publicly report denial rates, appeal outcomes, prior authorization burden, network adequacy failures, and major access complaints in standardized formats (HLT-OVR-001). This data must be accessible, comparable across plans, and regularly updated. Public reporting creates accountability and enables researchers, advocates, and regulators to identify patterns of harm.
Healthcare oversight bodies must have authority to investigate systemic denial, delay, undercoverage, or misleading plan design and impose meaningful penalties (HLT-OVR-002). Oversight cannot be passive or complaint-driven; it must include proactive investigation, audits, and pattern analysis. Penalties must be severe enough to deter bad behavior—not mere cost-of-doing-business fines.
Coverage entities cannot hide harmful practices behind proprietary standards, trade secrecy, or intentionally complex plan language (HLT-OVR-003). "Proprietary algorithms" and "trade secrets" are not valid justifications for denying transparency when patient health is at stake. Regulators must be empowered to require disclosure, independent audits, and corrective action regardless of commercial confidentiality claims.
Regulators must be empowered to require corrective action, restitution, or suspension of plan participation where repeated patient harm occurs (HLT-OVR-004). Restitution means making patients whole—paying denied claims, compensating for delayed care, and covering costs incurred due to wrongful denials. Suspension of plan participation is the ultimate enforcement tool: insurers that repeatedly harm patients lose the privilege of participating in the healthcare system.
Evidence-based coverage decisions require full transparency (HLT-STD-009), with published dissenting opinions (HLT-STD-010) and independent audit systems (HLT-STD-011). Coverage determinations—what is covered, what is denied, what requires prior authorization—must be based on transparent scientific evidence, not commercial interests or political ideology. Dissenting opinions provide accountability and signal when coverage decisions are contested. Independent audits ensure that evidence review is rigorous and free from conflicts of interest.